Question: I’m approaching middle age, I’m debt-free and have been maxing out my 401(k) since I got my first job right out of college. That account plus my emergency fund and a small bequest my grandfather left has given me a net worth of $420,000. I plan to keep contributing to my 401(k), but will … Read more

matthew Munsell / Shutterstock.com Millions of Americans desperate to find an affordable home still have hope if they are willing to move to one of a handful of markets, according to research from RealtyHop. Property values in many places have surged in recent years, and they remain elevated despite a cooling trend over the past … Read more

Is online banking safe and secure? A ton of people believe that it isn’t — you may have heard from a friend or family member that their card was skimmed or robbed at an ATM or you may have experienced it yourself. Online bank account safety should naturally be a concern for most Americans. So … Read more

Ground Picture / Shutterstock.com Some of the most important decisions about retirement are made in the handful of years just before you stop working. Use these last years in the workforce to set yourself up for a comfortable retirement on your own terms. Here are several crucial steps to take in the last five years … Read more

Navigating the world today practically requires a bank account. With so many banks to choose from and hundreds of perks to contemplate, it can be difficult to figure out which one is the best for you. Taking advantage of Bank of America promotional offers can help you narrow the list down. Then again, it can … Read more

Monkey Business Images / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. The minimum wage just went up in about half the states in the U.S., giving more than 8 million workers an instant raise. You don’t want to be one of them, though. You shouldn’t have to settle for making minimum … Read more

Did you know that the Federal Deposit Insurance Corporation (FDIC) has a Failed Bank List that includes banks that have gone under since late 2000? Two more banks, Silicon Valley Bank and Signature Bank, were just added to this list as of March 2023.  With the world abuzz about keeping their money safe with banks … Read more

KucherAV / Shutterstock.com If you have a tax refund coming, you probably feel it cannot arrive soon enough. Fortunately, the IRS gives you multiple ways to track the status of your cash. Whether you prefer cutting-edge technology or are an old-fashioned type, the IRS has an option for you when it comes to tracking your … Read more

Do you know what to do if your bank fails? The sudden implosion of Silicon Valley Bank and Signature Bank has millions of once-complacent asking this question. The truth is, banks can and do fail, often without any prior outward signs of trouble. Hundreds of banks went out of business during the savings and loan … Read more

Kristi Blokhin / Shutterstock.com Buying a home can be a tug of war between home sellers and homebuyers. In many markets, one side has an advantage over the other. Now that home prices are declining, buyers are gaining some leverage on sellers in many cities — but not everywhere. Despite the nation’s cooling real estate … Read more