Mortgage Delinquency Rates Record Low – Is This the Calm Before the Debt Storm?

The U.S. housing market partied hard in 2021 and early 2022, as record-low mortgage rates and pandemic-induced demand set off vicious bidding wars and sent home prices soaring.  The fun didn’t last. The Federal Reserve began raising interest rates in March 2022, turning off the easy-money spigot that fueled the boom. By the fall, homebuyer … Read more

The 10 Best Thrift Store Chains

ThomasPhoto / Shutterstock.com One of the best things about being a professional thrift shopper and reseller is exploring different parts of the country and seeing what national and local chains do best. After 30 years of road-tripping and online flipping, I’ve developed a list of secondhand shopping hot-spots that can guide your own treasure hunt. … Read more

Are Appliance Extended Warranties Worth It?

BearFotos / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. When you reach a certain age, home appliance shopping is something to be excited about. It’s easy to drop a significant chunk of money on that new fridge with French doors, and it’s really rather odd how delighted you can be over … Read more

How to Choose Between Active and Passive Investing

goodluz / Shutterstock.com Editor’s Note: This story comes from Wealthramp. Active investing and passive investing are two contrasting approaches to making your money work for you in today’s market. Both philosophies use the S&P 500 as a benchmark to gauge the success of their performance, however active investing will typically aim to outperform the benchmark, … Read more

10 States With the Smallest Homes

Artazum / Shutterstock.com American homes today are larger than in our past. After World War II, construction of a national system of highways allowed homebuyers to gravitate to the suburbs where the size of homes began to grow. The average single family American home grew from 909 square feet in 1949 to 2,480 square feet … Read more