Employers Are Boosting Retirement Plan Catch-up Limits, but There’s Bad News for Savers

The Secure 2.0 Act became law in 2022 and provided ways to help more people save for retirement. The legislation gave employers a slew of new retirement plan options, but not every provision is being utilized. Vanguard has been tracking how employers adopt the provisions. According to its findings, employers are prioritizing plans that help … Read more

Why American Travelers Are Choosing Small Towns Over Big Cities in 2026 (and 5 Affordable Destinations)

The big-city vacation is losing its shine. According to the What the Future travel report for 2026 from Kayak, 84% of Gen Z and millennial travelers say they’d rather visit a rural area or smaller city than a major metropolitan hub. Lower costs and fewer crowds certainly play a role, but that’s not the whole … Read more

Here’s the Average 401(k) Balance for Every Age Group in America — and the Number That Actually Matters

Wondering whether you’re ahead or behind the retirement savings curve? A recent look at 401(k) balances shows where Americans actually stand, and the numbers might surprise you. These figures come from Empower’s anonymized data as of last fall and include balances from people using the company’s online financial dashboard. The data may reflect holdings from … Read more

Fed’s Barr Says Central Bank Likely on Hold for Some Time as It Watches for Easing Inflation

Federal Reserve Governor Michael Barr said on Tuesday that another central bank interest rate cut could come somewhere well down the road amid ongoing risks to the U.S. inflation outlook. “Based on current conditions and the data in hand, it will likely be appropriate to hold rates steady for some time as we assess incoming … Read more

Equities Rise Modestly as Tech Shares Recover

U.S. stocks posted modest gains on Tuesday, as technology shares rebounded from earlier lows and financial stocks also provided support. After dropping as much as 1.5% at its lows of the session, the S&P 500 information technology sector pared declines and was up about 1% as gains in Nvidia and Apple overcame declines in Microsoft … Read more