How did the world settle on a retirement age of 65? As it turns out, you can thank the German railroad. But before you do, note that as people turn aghast over recent talk of bumping the retirement age up to 70, that concept is nothing new. In fact, key governments in Europe intended 70 … Read more
insta_photos / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. While few people knew the term “cloud computing” just a decade ago, the cloud has become an important part of our digital lives. Cloud services now cover important needs like email, music, photos, and other files. One of the most important … Read more
Andrey_Popov / Shutterstock.com Folks shopping for homes are getting a little choosier these days. As we previously reported in “The Best Week to List Your House for Sale in 2023,” Hannah Jones, economic research analyst for Realtor.com, says today’s sky-high prices and soaring mortgage rates have caused buyers to become “a bit more picky than … Read more
Can the morning cup of coffee that wakes you up also keep you slimmer and healthier? New research suggests that tantalizing possibility. People with higher blood caffeine levels may have lower body weight and a reduced risk for being diagnosed with type 2 diabetes, according to a new study published in the British Medical Association … Read more
Josep Suria / Shutterstock.com It’s often said breakfast is the most important meal of the day — and you can bet the cereal industry agrees. It’s a $37 billion market. The diversity of options can be overwhelming; there are hundreds. Many sugar-coated and chocolate-covered varieties are marketed toward kids while others target health-conscious adults. Unfortunately, … Read more
In 2023, having a 20% down payment is no longer required to buy a home. With rising inflation and interest rates, it can be difficult for first-time home buyers to come up with the required 20% down payment for rising home prices. Something had to change and thankfully lenders are now more lenient and offer … Read more
Did you know that individuals who pay 10 overdraft fees or more per year make up almost 75% of the revenue banks make with overdraft charges? At around $35-$38 per overdraft charge, that’s nearly $400 per year spent on not having enough funds. Many banks have removed the fees associated with overdrafts in light of … Read more
If you have a bank account – or even if not – you’ve likely heard of FDIC insurance. FDIC insurance is deposit insurance overseen by the Federal Deposit Insurance Corporation, a federal entity created by the Banking Act of 1933. FDIC insurance guarantees the safety of deposits in checking, savings, and CD accounts held with FDIC … Read more
Self-directed saving seems easy enough. You set a goal (say, a down payment for a new car), a dollar amount, and the date you’d like to reach the goal. You figure out how much of each paycheck to set aside to make it happen. And then you dutifully transfer funds from your checking account to … Read more
PR Image Factory / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. If you’re considering a career in programming or development, it’s a great choice! These are two of the most in-demand professions across nearly all industries, as companies increasingly rely on software to get work done. From finance and health care to manufacturing … Read more