11 Best Referral Bonus Apps That Pay You Cash Instantly

Oh my word. You’ll love this list of the best referral bonus apps that allow you to sign up for money and bonuses.

Just look at the list and see which ones interest you. When you complete qualifying activities or requirements, you’ll receive a free sign-up bonus ($5, $10, $50, $100, and even up to $200 in free money).

Best Referral Bonus Apps (Apps That Give Free Money)

1. Fundrise – $10 app bonus

Fundrise is a great way to dip your toes into real estate investing without needing tons of cash upfront. For as little as $10, you can start building a real estate portfolio, and new users even get a $10 bonus to kick things off. Whether you’re new to investing or looking to diversify, Fundrise offers an easy and flexible way to grow your money while investing in properties nationwide.

2. Acorns – $20 app bonus

Acorns makes it ridiculously easy to start investing—just link your card, and it rounds up spare change from everyday purchases and invests it for you. If you’re under 24 or a student, it’s free. Everyone else? It’s $3 a month, but you get $20 free just for signing up and investing $5, which covers months of fees. No thinking, no stock picking, just automatic investing that could grow into thousands over time. Why wouldn’t you start today?

3. Current – $50 app bonus

Need cash fast? This app gives you access to up to $750 instantly—no credit check, interest, or hidden fees. It’s like getting paid early whenever you need it. And if you sign up with code WELCOME50 and set up a $200 direct deposit, you’ll also get a free $50 bonus. That’s real money, straight to your account. No monthly fees, no overdrafts, and up to 4% APY on savings. If you could use an extra $750 today, this is a no-brainer.

4. Survey Junkie – $5 app bonus

Survey Junkie makes it easy to earn extra cash by sharing your opinion. With over 20 million members, this platform connects you with market research companies that pay for your insights. You can earn by taking surveys, shopping online, and watching videos, then cash out for PayPal funds or gift cards.

Right now, you can grab a free $5 bonus just for getting started. Sign up, complete five surveys, and the bonus is yours. On top of that, you can earn even more by referring friends and collecting 10% of their lifetime earnings with no limits. This is one of the easiest ways to turn spare time into money, so get started today and claim your free $5 bonus instantly.

5. Swagbucks – $10 app bonus

Swagbucks is one of the easiest ways to earn extra cash online. With millions of users, it rewards you for things you already do, like taking surveys, shopping online, watching videos, and even playing games. Every activity earns points, which you can redeem for PayPal cash or gift cards to popular retailers.

Right now, new users can claim a $10 sign-up bonus just for joining and completing a few simple tasks. On top of that, you can boost your earnings by referring friends and getting a percentage of their lifetime rewards. If you’re looking for an effortless way to make extra money in your spare time, Swagbucks is the perfect place to start.

6. Upromise – $30 app bonus

Saving for college can feel overwhelming, especially for larger families, but Upromise makes it easier by helping you earn cash-back rewards that go directly into a 529 college savings plan. Right now, new members can claim a $30 bonus just for signing up and linking a 529 account.

The money you save can be used for tuition, books, and other college expenses, giving you a head start on future education costs. Upromise rewards you for everyday activities like shopping at participating retailers and answering survey questions, allowing you to grow your savings effortlessly.

Join today, claim your $30 bonus, and start building a brighter future for your family—one reward at a time.

7. KashKick – $1 app bonus

KashKick is a simple way to earn real cash by completing easy tasks like playing games, answering surveys, and finding great deals. Unlike other rewards apps, KashKick pays you in actual money—no points, just cash deposited directly into your PayPal account.

Right now, new users can grab a $1 bonus just for signing up and completing their profile. It’s an effortless way to start earning right away, with plenty of ways to boost your balance quickly. If you’re looking for a hassle-free way to make extra money, KashKick is a great place to start.

8. InboxDollars – $5 app bonus

InboxDollars makes it easy to earn extra cash by completing simple tasks like taking surveys, watching videos, shopping online, and reading emails. Unlike other rewards apps, InboxDollars pays in real money—no points, just cash you can withdraw.

Right now, new users get a $5 bonus just for confirming their email and completing the to-do list activities on the welcome page. It’s a quick and effortless way to start earning right away. If you’re looking for an easy way to make money in your spare time, sign up today and claim your free $5 bonus before it’s gone.

9. NorthOne – $10 sign up bonus

NorthOne is a business banking app built for freelancers, small business owners, and side hustlers. It offers simple, mobile-first banking with features like virtual envelopes for budgeting, automatic expense categorization, and fast customer support. At times, new users can get a $10 bonus just for opening an account and meeting a small deposit requirement. If you’re looking to streamline your business finances and earn free money, NorthOne is a great choice.

10. Arrived – get paid rental income

Ever wish you could own rental properties and get paid monthly like a landlord without dealing with the headaches? That’s exactly what Arrived offers. With just $100, you can start investing in real homes and earn passive income while they handle everything for you. That means no tenants, no maintenance calls, no stress.

You simply buy shares of rental homes and collect your share of the rent. It’s fully managed, SEC-qualified, and even backed by investors like Jeff Bezos. You don’t need to be rich to start building wealth through real estate anymore. If you’ve been scrolling for a smart way to put your money to work, this is the one that makes you wonder why you didn’t start sooner.

11. Freecash – $5 app bonus

Over 30 million people are using Freecash to turn spare time into real money—no gimmicks. Sign up, complete your first quick offer, and unlock an instant $5 bonus. Payouts are fast, often within minutes, via PayPal, crypto, or gift cards. Top users are earning hundreds per month just by testing apps or answering simple questions. If you’re not making money from your phone yet, you’re missing out. Freecash makes it almost too easy.

Referral bonuses are one of the easiest and most rewarding ways to earn extra money. By simply sharing your favorite apps, services, or products with friends and family, you can rack up cash, gift cards, or credits effortlessly. The best part? Many of these programs require minimal effort and allow you to continue earning as long as you keep sharing.

Start exploring these programs today, and you’ll be surprised how quickly your referrals can turn into a steady stream of extra income. A few clicks can go a long way toward boosting your finances, so don’t miss out on these opportunities!