Krakenimages.com / Shutterstock.com Like many other health insurance plans, Medicare is subject to change each year. Beneficiaries might see different premiums, deductibles and coverage levels each January. However, there are more changes than usual for 2023, thanks to the Inflation Reduction Act of 2022. The federal law included a significant overhaul of some Medicare provisions. … Read more
Costco shoppers get used to seeking out their old favorites — a juicy rotisserie chicken, a pallet of paper towels, enough coffee to fuel an entire dorm. But because the warehouse club’s selection is so huge, it’s easy to forget that Costco adds new products all the time. There’s no reason to skip over the … Read more
A certificate of deposit, or CD, is an excellent place to park cash you don’t need right away. It’s insured by the federal government, it usually pays more than a standard savings account, and its yield (interest rate) is guaranteed for the entire term. That rate guarantee is important because CD rates can be volatile … Read more
Oh my word. You’re going to love this list of the best bank account bonuses and promotions that allow you to sign up for money and bonuses. Just take a look at the list and see which ones interest you and you’ll receive a free sign-up bonus ($50, $100, $200, $300, and even up to $500 … Read more
Historically, one enormous advantage the wealthy had over the rest of us was access to expert investing advice. They didn’t need to be experts on stocks or market movements or investing. They could pay someone to “just take care of it.” Today, everyone has access to expert investing advice — if not through human investing … Read more
Taxpayers who take the standard mileage rate deduction on their tax return for the miles they log for business purposes will be able to use a figure of 65.5 cents per mile in 2023, the IRS announced this week. That is up 3 cents from the rate that was in effect for the latter half … Read more
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Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this week. China … Read more
With an overwhelming number of stock trading and robo-advisor options, it’s difficult to decipher which investment app is right for you. To save you time, we researched and compiled a list of the best platforms in different categories so that finding the right fit is easy peasy. The recent explosion of investment apps is largely … Read more
People invest in Real Estate Investment Trusts (REITs) because they produce above-average dividends. The purpose of REITs is to buy and develop properties to grow their investment portfolio. The main advantage of REITs is that they are income-generating investments. REITs are an attractive option for individuals because they can access larger investments. As the market … Read more