Winter is the season for holiday festivities, ice skating and cozying up in front of a fireplace with a hot cup of cocoa. But if your house is not prepared for the elements, the winter cold can take a toll on your home — and your finances. Fortunately, there are steps you can take to … Read more
For well over a year, there has been speculation that Costco might hike its annual membership fee. And although such a move is probably not imminent, it might be on the horizon. During Costco’s latest quarterly earnings call, Richard Galanti, chief financial officer, suggested that a membership hike is inevitable. Galanti noted that over the … Read more
This has been a rough year for the bottom line in millions of American households. Not only has inflation surged, but the stock and bond markets are suffering through one of their worst-ever years. And now, home prices are beginning to fall. But one generation, in particular, has really seen its finances suffer during 2022. … Read more
Many retirees age 72 or older are up against a potentially costly tax deadline. Folks that age who own certain types of retirement accounts generally must withdraw what the IRS calls a “required minimum distribution,” or RMD, by Dec. 31 of every year, as the IRS recently reminded taxpayers. Those who miss their RMD deadline … Read more
If you’re like the average person, you probably only use your bank for a handful of things, like cashing paychecks, withdrawing money, and mobile banking. But it offers a plethora of services, some of which you may not even be aware of. Get the most out of your bank by reviewing the standard services most … Read more
Some people don’t really pay much attention to their credit score. It would seem like the last thing on your mind is your credit score, establishing a credit history, or how to improve your credit score. Your credit score should always be on the back of your mind though if you ever plan to purchase … Read more
Loan Amounts: $1,000 – $10 million Our Pick Loan Amounts: $2,500 – $5 million Loan Amounts: $5,000 – $125,000 Thinking about taking your career to the next level? An increasing number of individuals are deciding to take their careers into their own hands. But if you’ve got a small business idea that could be a … Read more
The first thing you need to know about a business checking account is that it is similar to a personal checking account in almost every way—except for the obvious fact that the former is specific to your business. A business checking account is a financial equivalent separating your personal life from your work life. The … Read more
Opening a business requires several different processes, from registering with the state and federal tax agencies to setting up a physical shop (if that’s how you plan to do business in this ecommerce-dominant age). In many cases, business owners find it easiest to open a checking account specifically for business expenses and profits, as it … Read more
Contract worker vs. employee? When you have a new startup or small business, you will come to a resolution that you need some extra help. As a small business owner, you may be considering hiring your first employee or hiring an outside contract worker. This guide will help you decide between the two for your … Read more