We have ranked the top 25 franchises for 2023 based on several key factors. Here are the best franchises to buy and own in 2023. Do you think you have the thought of the next big rewards site or a business innovative dream? It can be tough to get started even if you have a … Read more
Prostock-studio / Shutterstock.com The Federal Reserve continues to steadily raise its target range for the federal funds rate, and that has motivated banks to offer rates on savings accounts that were unthinkable not so long ago. To be sure, the average savings account rate is a paltry 0.24%. But if you know where to look, … Read more
Prostock-studio / Shutterstock.com Driving a car comes with a lot of little annoyances that most people simply deal with. That’s just how things are, right? Not necessarily. Sometimes there’s an elegant solution to those things that vex you day after day, but you might never think of it on your own. And the best part? … Read more
Quick Look Home equity is how much of your home you own based on how much you’ve paid off. You can borrow against your home equity. But borrowing against your home equity isn’t always the right move. A cute little house with a white picket fence is a lot more romantic than the portion of … Read more
Oh my, you will love this of the best money market accounts. If you want to earn more interest on your savings, then a money market account is worth considering. Money market accounts work similarly to savings accounts, and you can open one up at most banks. However, the best rates can be found at … Read more
A cash management account (CMA) is an account that lets you spend, save, and even invest your money from a central account. In other words, cash management accounts are like a hybrid between checking, savings, and investment accounts. Cash management accounts are useful because they’re flexible and let you move money around. And, many online … Read more
Life tends to upset many of our plans, including financial decisions. When you find yourself in need of some extra funds to make ends meet, chances are you’re not alone. Everyone’s been down on their luck at some point in their lives, and cash advances can help you get back on your feet. Knowing how … Read more
Entering the workforce as a pre-teen doesn’t mean your child has to commit to 40 hours a week and pick up a coffee habit. Instead, 13-year-olds can take what they love and make a business out of it. This venture may earn them a few hundred dollars per month or even kickstart their college fund … Read more
A certificate of deposit, or CD, is an excellent place to park cash you don’t need right away. It’s insured by the federal government, it usually pays more than a standard savings account, and its yield (interest rate) is guaranteed for the entire term. That rate guarantee is important because CD rates can be volatile … Read more
NDAB Creativity / Shutterstock.com Turning 65 brings access to senior discounts galore, but there is no benefit of senior citizenship quite like Medicare. The federal program extends subsidized health insurance primarily to folks age 65 and older. But while Medicare coverage comes with numerous freebies, it is hardly free. Medicare beneficiaries pay into the system … Read more