At a Glance The Consumer Financial Bureau has fined Wells Fargo $3.7 billion for repeated legal violations. These violations include misapplying loan payments, charging incorrect interest and fees, and wrongfully foreclosing on homes and repossessing vehicles. This is just the latest in a long series of scandals for the bank over the past decade. On … Read more
Zoriana Zaitseva / Shutterstock.com One of the biggest financial stories of 2022 was inflation The annual inflation rate was 7.1% as of November, according to the latest Consumer Price Index (CPI), which is one of the federal government’s gauges of inflation. But inflation hit some items more than others — shooting as high as 254% … Read more
A little someone named Warren Buffett (ever heard of him?) has often expounded on the benefits of long-term investing, having once said: “Our favorite holding period is forever.” And yes, the benefits of long-term investing— normally meaning ten years or more—are numerous and well-documented. A well-structured, diversified portfolio might include a mix of assets suitable … Read more
Inside Creative House / Shutterstock.com As we age, our health risks increase. After all, none of us is going to live forever. However, we all can improve the odds of a longer, more healthful life simply by avoiding the following deadly health mistakes that people tend to make after age 50. One note: Consult your … Read more
Research suggests that — contrary to popular wisdom — money can indeed buy you happiness. But it also offers another gift: a sense of calm and control. Researchers from four prestigious institutions — Harvard Business School, the University of Southern California, Groningen University and Columbia Business School — recently conducted a series of experiments that … Read more
Trim Free Pros Savings – You can get major savings as Trim cancels unwanted subscriptions on your behalf. Usability – Easy to use interface. Price – It’s free to use and you’ll only charged if Trim can save you money. A true win-win. Cons Integration – Bill negotiation currently only works with cable and internet … Read more
Kardasov Films / Shutterstock.com While another year of progress hasn’t brought us flying cars yet, we’ve gained countless everyday conveniences in recent decades. We can do everything from make a cup of coffee to make a room smell better with just the press of a button. And cheap disposables and ready-made products also make our … Read more
The housing market has been kind to homeowners these last few years. The average home value has jumped 43% since late 2019, and sellers have raked in eye-popping profits because of it. But that was then. As we head in 2023, the market looks very different. With mortgage rates more than double their year-ago level, … Read more
If you shop for a lot of goods online, beware matey — porch pirates may have their eye on your doorstep. The term “porch pirate” is a slang description for thieves who look for — and steal — package deliveries left near front doors and on porches. Recently, SafeWise — which offers home security reviews … Read more
Andrey Armyagov / Shutterstock.com More than 46,000 people lose their lives in traffic accidents in the United States each year. Fatality statistics are one way of measuring a highway’s perils. Another gauge is the fear factor, tallied in tight, hairpin turns, blinding fog that stretches for miles or icy, subzero-degree roads raked by winds powerful … Read more