The United States is home to a number of large banks that offer a wide range of financial products and services to consumers and businesses. These banks, which include JPMorgan Chase, Bank of America, Citigroup, Wells Fargo, and Goldman Sachs, are among the largest and most well-known financial institutions in the world. Banking with a … Read more
Dean Drobot / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. If you have no credit history, it can be hard to do things like get a mortgage, find affordable car loans or even rent a bigger apartment. The easiest place to start building good credit is with a credit card. But … Read more
There are many ways to save money these days and earn interest from the funds you set aside. In addition to high-yield savings accounts, certificates of deposit (CDs) can help you earn interest on your savings to put those dollars to work. Many banks and credit unions offer CDs at a fixed interest rate for … Read more
It’s no surprise that college is expensive, but today, prospective learners are increasingly skeptical of the price tag. Seventy percent of 18- to 34-year-olds who do not have college degrees — and 49% who do — said in a recent survey that college is a “questionable investment.” For me, the value of the investment wasn’t … Read more
fizkes / Shutterstock.com If you’re living on a fixed income or struggling to hold on to your home, you might be relieved to learn about property tax deferral programs. Generally offered through state or local governments, these programs enable eligible homeowners to postpone paying part or all of their property taxes — for anywhere from … Read more
I recently beat out my Money Crashers colleagues in a grueling test of collegiate athletics knowledge. My prize was a Dunkin’ gift card in all its orange and white glory. There was just one problem. I live in Minnesota, home of Caribou Coffee. I’d never set foot in a Dunkin’ here. I wasn’t even sure … Read more
Kleber Cordeiro / Shutterstock.com You’ve probably heard that the United States is undergoing a “triple-demic” right now — a convergence of three contagious respiratory viral illnesses: influenza, COVID-19 and RSV (respiratory syncytial virus). Hospitals around the country are filling with cases of all three, CBS News reports. Flu season typically doesn’t peak until February and, … Read more
Americans’ personal savings have absolutely cratered since the middle of 2020. According to data from the Federal Reserve Bank of St. Louis, the dollar value of our collective piggy bank declined from nearly $5 trillion in the second quarter of 2020 to just $626 billion in the the third quarter, or $15,990.59 per person. And … Read more
Ariya J / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. … Read more
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