Getting credit card offers in the mail can make any 18-year-old’s heart pound. With so many people wanting to “give” you money, who wouldn’t take the envelope, rip it open, and activate that card to use? Many of us who’ve done something similar or know the responsibility that comes with a credit card understand that … Read more
It’s annoying to go somewhere to run an errand, only to find out the business is closed. If that somewhere is your bank, and you’ve got time-sensitive money-related business to conduct there, it can be especially annoying to find the lights out and the door locked. Fortunately, banks don’t take many days off, and the … Read more
Prostock-studio / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Free trials are an excellent way to test out products and services before shelling out your hard-earned money. After all, who can resist testing a new streaming service, such as Paramount+ or YouTube TV? But you may not want to keep your … Read more
gpointstudio / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. People have been complaining about ticket-selling platforms like Ticketmaster for some time now. Who can blame them? Sellers often stack on dozens, if not hundreds, of dollars in fees on top of a ticket’s price. In 2022, Ticketmaster had an average of … Read more
bgrocker / Shutterstock.com Just as your homeowners insurance may cover unexpected costs, so too your car insurance could have hidden benefits. From the work of pesky rodents to damage from falling branches, many surprising auto insurance claims can get paid. Of course, policy details vary by insurer, and you’ll need comprehensive coverage to get most … Read more
Dragon Images / Shutterstock.com In a tough economy, you don’t need to pay $50 or more each month for online movie and TV streaming services, e-books and audiobooks, college courses and tax services. Not when you can access all of those online offerings for free. That’s right. Some things in life really are free, and … Read more
Africa Studio / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. When we reach a certain age we must – in order to avoid tax penalties – take required minimum distributions from IRAs, 401(k)s, and other types of tax-advantaged accounts (all retirement accounts funded with pre-tax contributions). Until recently, the age for almost everyone … Read more
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FS11 / Shutterstock.com Believe it or not, many people don’t have enough income after tax deductions to owe federal income taxes. The Tax Cuts and Job Act of 2017 roughly doubled the standard deduction amounts, not to mention that those amounts increase regularly to account for inflation, and taxpayers who make less than their standard … Read more
Whether it’s located at the office, in your home office or in your bedroom, you should feel your best while sitting at a desk. We’ve rounded up eight must-have products that can make your desk more comfortable, functional and attractive — from a sturdy cellphone stand and an ergonomic mouse pad to a temperature-regulating seat … Read more