The average American has more than $6,000 in credit card debt. That figure is climbing quickly as total U.S. credit card debt surpasses $930 billion, closing in on the all-time high set in 2019. The vast majority of people who carry credit card balances are current on their bills. Sure, they’re paying too much to … Read more
Looking for relief from the misery of 2022’s wave of rising prices? You could ease that worried mind by enjoying some great entertainment on cable TV. But, alas, it’s going to cost you — even more than it did last year. A new year means another price hike for millions of cable TV customers. Multiple … Read more
100% Free If you got a new job and still have your 401(k) funds in your old employer’s plan, you have a few decisions to make. You can either keep your 401(k) with your former employer, roll over the money into an IRA, roll over the money into a new employer’s plan or cash out. … Read more
To get a higher interest rate on your savings, look for the best high yield savings account. High yield accounts are valuable because they usually pay more than traditional accounts. You can find high yield savings accounts by comparing rates online or checking with your current bank, some savings accounts pay up to 5% in … Read more
When I was a kid, my parents thought they didn’t need to worry about my financial education. They miscalculated. They mistook my penchant for collecting things — My Little Ponies, Troll dolls, and even cold, hard cash — for being responsible with money. Not so much. By the time I graduated from college, I was … Read more
It’s nothing new for a cash-back credit card to blend bonus rewards on purchases with specific retailers and broader cash-back earnings in general-spending categories like fuel, restaurants, or travel. Two of my favorite store credit cards, the Amazon Prime Rewards Visa Signature Card and the Costco Anywhere Visa by Citi, do this very well. It … Read more
Dmytro Zinkevych / Shutterstock.com Editor’s Note: This story originally appeared on Point2. Renting your own place is often the first step on the real estate ladder. And, like with many first steps in life, mistakes can be made all too easily. With that in mind, let’s look over nine common mistakes renters make so that … Read more
AJR_photo / Shutterstock.com Editor’s Note: This story originally appeared on HireAHelper. Self-employment has proven to be an increasingly popular choice for many workers. Self-employment often offers more of the qualities that workers want, like more flexibility in schedule or location, and less of the ones they don’t, like feelings of disrespect or lack of opportunity … Read more
Whether you’re just starting to see the light at the end of the tunnel, or you’re already retired, there are money moves you need to make to ensure your golden years are golden. What you want is a happy, stress-free life. How you’ll get it is with ideas like these. 1. Make sure you’re on … Read more
Rigucci / Shutterstock.com After months of a stalled housing market, home values now are moving in reverse in some key cities. Higher mortgage rates and fears of a possible recession have sent many potential homebuyers to the sidelines. And with fewer buyers, nationwide prices are falling. In the four-week period ending Jan. 8, U.S. home … Read more