If you’re a student (or parent) looking for a place to park your money without excessive fees or unrealistic balance requirements, check out the impressive array of low-cost, low-balance checking accounts available to students. Some actively restrict membership to younger individuals, most often those between 17 and 23 or 24 years old. But others are … Read more
The savings offers that appear on this site are from companies from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site. MoneyCrashers.com does not include all savings companies or all savings offers available in the marketplace. No investment or savings vehicle is entirely without risk, but certificates of … Read more
Since 2009, the federal minimum wage has been fixed at $7.25 per hour, with no adjustments for inflation. Over that same period, the value of the dollar has fallen by roughly 17%, according to the Economic Policy Institute. Because of this, many politicians and policy wonks argue that the minimum wage is no longer a … Read more
A certificate of deposit, or CD, is an excellent place to park cash you don’t need immediately. The federal government insures it, and it usually pays more than a standard savings account. Its yield (interest rate) is guaranteed for the entire term. That rate guarantee is important because CD rates can be volatile — really … Read more
Today’s freelancers, work-at-home parents, and small-business owners have more choices than ever when it comes to accounting and bookkeeping services. Gone are the days when you needed to collect receipts in a shoebox and deliver them to a professional bookkeeper each month. Several cloud-based accounting and bookkeeping applications are easy to use and inexpensive for … Read more
It’s possible to make $100s by opening a new bank account, but sorting through the best offers can be tricky. There’s no shortage of enticing opportunities for banking clients right now. We’re happy to do the work for you. The Money Crashers team combs through hundreds of bank account deals every month to find you … Read more
For most of us, major expenses like rent, groceries, and car payments draw most of our attention. While that’s an excellent budgeting foundation, if you want to maximize your savings rate, you need to consider all your monthly bills when trying to cut costs. Thankfully, you don’t have to work alone. Bill negotiation services are … Read more
Love and money don’t always go hand in hand. However, for many couples, sharing a credit card together is a solid choice that can strengthen finances and make life a whole lot easier! Having access to the same credit card can offer protection, rewards, and other perks that are essential to any couple. It can … Read more