Syda Productions / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. When you sell an investment for a profit, the Internal Revenue Service wants its cut. Capital gains are the profits you make when you sell a stock, mutual fund or other taxable asset. You’ll owe capital gains taxes if that investment … Read more
If you use artificial sweeteners as a substitute for sugar, you might not be helping your health as much as you imagine. A study recently published in The BMJ, a journal of the British Medical Association, has found a possible link between the use of artificial sweeteners and the development of heart disease. A press … Read more
fizkes / Shutterstock.com Pull out your shoebox of receipts and clear your calendar: Tax Day will be here soon. But what happens if you don’t file a tax return? Will the IRS even notice? Um, yes. Even if you don’t file, your boss, mortgage company and bank are reporting to the IRS with forms that … Read more
The tradition of working eight hours a day at a 9-to-5 job has recently given way to remote work. More people are staying home and working from a home office. In many ways, this arrangement gives workers the freedom they need to balance daily life and the work they’re required to complete. Some have even … Read more
Krakenimages.com / Shutterstock.com Minimalism isn’t just about having less; it’s about doing more, both with your money and your life. A minimalist examines what they truly want versus what a consumerist society tells them to want. In this way they determine what’s most important to them, and begin to spend intentionally rather than on autopilot. … Read more
astarot / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. If you think that with a million dollars in the bank you would be on easy street when it comes to retirement, think again. According to research from Natixis Investment Managers, more than 35% of millionaires say it will take a miracle to retire … Read more
There’s no shortage of ways to pay someone these days. From cash and credit cards to digital platforms like Zelle and PayPal, many of us can go our whole financial lives without ever coming across a money order. But they still exist, and if you need to fill one out, you might have no idea … Read more
LightField Studios / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Make this the year you make changes to your bad spending habits and have a positive impact on your household budget. It’s easier than you think. Check this list of tips for smart spending and pick a few money-saving strategies … Read more
New year, new bull market… hopefully. The S&P 500 — an index of stocks often used as the benchmark to measure how U.S. stocks are doing overall — kicked off 2022 near an all-time high before tumbling and ending the year down 19.4%. You likely heard the term “bear market” recently, as the S&P 500 … Read more
Quick Look Credit bureaus, also known as credit reporting agencies, collect and report on consumer credit and payment information. The three major credit bureaus are Equifax, Experian, and TransUnion. There are many other credit bureaus, some of which collect very specific data. It’s March 9, 1922, and you need a loan. You head up to … Read more