Life tends to upset many of our plans, including financial decisions. When you find yourself in need of some extra funds to make ends meet, chances are you’re not alone. Everyone’s been down on their luck at some point in their lives, and cash advances can help you get back on your feet. Knowing how … Read more
Entering the workforce as a pre-teen doesn’t mean your child has to commit to 40 hours a week and pick up a coffee habit. Instead, 13-year-olds can take what they love and make a business out of it. This venture may earn them a few hundred dollars per month or even kickstart their college fund … Read more
A certificate of deposit, or CD, is an excellent place to park cash you don’t need right away. It’s insured by the federal government, it usually pays more than a standard savings account, and its yield (interest rate) is guaranteed for the entire term. That rate guarantee is important because CD rates can be volatile … Read more
NDAB Creativity / Shutterstock.com Turning 65 brings access to senior discounts galore, but there is no benefit of senior citizenship quite like Medicare. The federal program extends subsidized health insurance primarily to folks age 65 and older. But while Medicare coverage comes with numerous freebies, it is hardly free. Medicare beneficiaries pay into the system … Read more
Kristen Prahl / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Thanks mostly to Jack Sparrow, we have come to romanticize the idea of pirates. But pirates are thieves, and they do not work exclusively on sailing ships or in port towns. They operate in your neighborhood as porch pirates, who steal … Read more
A scammer’s best friend is a sense of urgency. If they can get you to do something before rousing suspicion, whether you eventually uncover the scam doesn’t really matter — it’s already too late to stop it. The danger can be in something as simple as clicking a link inside an email. And that email … Read more
What happens if your investments are down just as you’re heading into retirement? The nest egg you’ve been building for decades could have taken a major hit, and pulling it out now locks in that loss. The advice to delay taking Social Security as long as possible can be a good strategy for people without … Read more
This winter, Americans once again will have access to free at-home COVID-19 testing kits. The Biden administration announced on Dec. 15 that all households are eligible for free at-home tests. You can order four free testing kits per household at the government’s official COVID.gov website. Those who do not have access to the internet can … Read more
Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS In this week’s podcast, we’re talking taxes. They say death and taxes are the only certain things in life. Certain or not, though, taxes are definitely stressful, which is probably why one-third of Americans procrastinate when tax time … Read more
The holidays are almost here, and Old St. Nick soon will be climbing down chimneys and leaving presents behind. Want to help Santa dream up ideas for stocking stuffers? Take a look at these great ideas for men, women and children. Just note that although prices you see here will almost always be accurate, they … Read more