Dean Drobot / Shutterstock.com We all have downtime while waiting in line at the store or sitting at the doctor’s office. What if you could make money on your phone during that time? Using your phone to make a little extra cash could be a better use of your time than simply checking Facebook or … Read more

Photographee.eu / Shutterstock.com Editor’s Note: This story originally appeared on Point2. Those who live in small apartments where space is at a premium know how important it is to make use of any available storage. Getting creative in how you use your space and creating innovative storage options to incorporate into your apartment go a … Read more

Inthon Maitrisamphan / Shutterstock.com If you’ve ever found New Year’s resolutions pointless, anxiety-inducing or impossible to keep, maybe you just needed a little help. Following are several worthy and attainable financial goals for the new year, and a bunch of tools to help you get there. You don’t have to be overly ambitious and conquer … Read more

Monkey Business Images / Shutterstock.com The most difficult task in planning for retirement might be determining whether you have enough money to last throughout your golden years. Experts have a lot of theories about how much you need to save, but nobody really knows the answer. So, we all make an educated guess, then do … Read more

Looking for a way to stay healthy, avoid chronic conditions and live longer? Try sipping some water. Staying hydrated is associated with improving well-being in all those ways, according to a new study from the National Institutes of Health. NIH researchers looked at data from 30 years of research that included more than 11,000 adults … Read more

Another new year means raises in dozens of states for those who make the minimum wage. More than half of U.S. states are bumping their minimum wages higher in 2023, according to a roundup from Paycor, a company that creates human resources software. Some of these states are gradually raising their minimum wage over a … Read more

Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this week. Speaker … Read more

We all make money mistakes — some are small, but others are painful whoppers. In many cases, simple ignorance is at the root of our errors. In 2022, Americans lost an average of $1,819 simply due to financial illiteracy, according to the National Financial Educators Council (NFEC). In total, it is estimated that the nation’s … Read more

Individual bank account bonuses and rewards programs come and go. But it’s basically a given that dozens of online banks (and brick-and-mortar banks and credit unions) offer enticements to new and longtime account holders at any given time. The same is true for opportunities to earn high yields (high-interest payouts) and generous rewards on other … Read more

By Syda Productions / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Getting a college degree is an expensive proposition. Students can get a lot out of the college experience, and one of the returns for the cost is hopefully a decent job. But the chosen college major has a lot to … Read more