Index Funds vs. Mutual Funds –  the two most common types of investment-grade funds. Investment-grade funds have become a preferred way for retail investors to access the stock market. These funds pool investment dollars from a large group of investors to make investments according to the fund’s prospectus. Investors share in both price appreciation and … Read more

Homeowners insurance is a bundle of different categories of coverage, which apply in various situations. You aren’t able to pick and choose what categories you want – there are six different components to homeowners insurance, all of which are required, which we’ll discuss below. However, depending on your possessions, type of home, and your financial … Read more

Last year, 156 million Americans played mobile games. Were you one of them? Often, playing games on your phone feels like a waste of time, but it’s hard to stop. What if you could make it worthwhile? That’s where money-making game apps come in, which I’ve personally tested. For example, I tried seven bingo games … Read more

The consequences of “financial risk” became apparent to many investors during the two-year period from 2007 to 2009. The stock market (as measured by the S&P 500) plummeted from 1562.47 on October 10, 2007, to 752.44 on November 20, 2009. As a consequence, many people lost more than one-half of their retirement savings. The coronavirus … Read more

When reading about investing, you often hear that it’s important to do your research. That educated investing is the key to successful investing. That you should never invest a dime until you understand just what it is you’re investing in. However, there’s not much information out there about where or how to find the information … Read more