Retirement is supposed to be the time when you finally relax, but for many, it’s also when financial surprises take the biggest toll. A recent study from the Center for Retirement Research at Boston College sheds light on just how expensive these moments can be. Researchers analyzed data from the Health and Retirement Study and … Read more

I get emails and Reddit DMs about OppLoans from time to time. Usually, it’s someone who’s been turned down by traditional banks, maxed out their credit cards, or facing an emergency expense they can’t ignore. The pattern is always similar: they need money fast, their credit score is under 600, and they’re scared of getting … Read more

Editor’s Note: This story originally appeared on The Penny Hoarder. Tax time is upon us. The Internal Revenue Service’s official start date for the 2025 tax season kicked off Jan. 26. Whether you’re anticipating a refund or dreading the bill, you’ll want to mark some important dates on your calendar. First, the deadline for employers … Read more

Editor’s Note: This story originally appeared on Monster. In 2026, resumes are doing more work than ever and receiving less confidence in return. As hiring grows more automated, competitive, and opaque, job seekers are reshaping how they present themselves on paper. Resumes are getting longer, customization is happening faster, and anxiety about applicant tracking systems … Read more

Editor’s Note: This story originally appeared on KFF Health News. Ever since Larry Wilkewitz retired more than 20 years ago from a wood products company, he’s had a commercial Medicare Advantage plan from the insurer Humana. But two years ago, he heard about Peak Health, a new Advantage plan started by the West Virginia University … Read more

Let’s get one thing straight at the outset: “Passive income” is usually a lie. At least, the way it is sold on social media is. The idea that you can press a button and watch cash fill your bank account without effort is a fantasy. In today’s economic landscape, passive income exists on a spectrum. … Read more

Owning a home is the cornerstone of the American dream. For decades, we have been told that buying property is the safest way to build wealth. But there is a tipping point where that asset stops serving you and starts draining you. Financial planners call this being house poor. It is a specific economic condition … Read more

The average retired worker’s Social Security benefit has officially crossed the $2,000 monthly threshold. While the checks are larger, the data suggests retirees aren’t actually gaining much financial ground. According to The Senior Citizens League (TSCL), early economic indicators point to a 2027 cost-of-living adjustment (COLA) of just 2.5%. This forecast represents a drop from … Read more

If you logged into your health insurance account recently and spotted significantly higher premiums, you’re not alone. The enhanced federal subsidies that made Affordable Care Act plans more attainable for millions of Americans expired at the end of 2025, and the financial impact is immediate. Congress has debated extending these tax credits for months, but … Read more

If you ask older American employees about their retirement strategy, the vast majority will tell you they wish they’d done one thing differently: started sooner. According to a recent report from Nationwide, 85% of private-sector employees aged 45 and older regret not contributing to their retirement plans earlier in their careers. Furthermore, 88% wish they’d … Read more