When it comes to rewards credit cards, sometimes simpler is better. “Simple” certainly describes the Fifth Third Preferred Cash/Back Card, which has the most straightforward rewards program imaginable and an otherwise standard menu of perks and benefits.  The Fifth Third Preferred Cash/Back Card doesn’t reinvent the wheel, but it does offer solid returns on every … Read more

Investing in a certificate of deposit (CD) is an excellent option for securing a high interest rate for an entire year. This is particularly beneficial for those with short-term savings that they do not want to place in higher-risk, higher-yield accounts. CDs offer a stable and predictable return and are a key component of a … Read more

Are you a fan of card games for money? Do you enjoy the thrill of winning while testing your strategic skills against other players? If so, then you’ll be pleased to know that there are numerous card game apps available that allow you to do just that, all while offering the chance to win real … Read more

Debt is part of our financial lives, from our first car loan to the mortgage we take out on the first house we buy. Learning how to manage credit card debt is probably one of the first financial hurdles most of us have to overcome.  If you’re struggling with debt and aren’t sure where to … Read more

The best writing shows us new worlds, perspectives, and experiences we can use to better inform our lives. Writing a novel can take years at a time, but what other ways can you use writing to improve your (financial) world?  If you’ve thought about how to become a freelance writer, you’re not alone. Freelance writing … Read more

Ralf Geithe / Shutterstock.com E-books are a godsend for book lovers. They reduce clutter and allow you to take a library on the go when you travel. You can even check out e-books from the library and read them on your phone or e-reader. But what happens when your library’s selection of e-books is more … Read more

If you have a bank account in the United States, your deposits are almost certainly insured by a U.S. government agency called the Federal Deposit Insurance Corporation.  FDIC deposit insurance protects your deposits in the event your bank fails or becomes insolvent, so if your bank isn’t FDIC-insured, you should switch as soon as possible. … Read more

Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this week. AI … Read more

stockfour / Shutterstock.com After decades of building a solid nest egg, retirement is the time to finally crack into it. Yet, many retirees who were great at saving find themselves less sure about how to spend all that accumulated money. Recently, the Investment Company Institute surveyed more than 9,000 adults to learn more about the … Read more

If you are a working professional or a young person starting out with your first job, it is imperative that you learn to start investing your money wisely from the start. Understanding the power of compounding interest is something that most people need to learn today. If you hold on to your investments for the … Read more