Investing in a certificate of deposit (CD) is an excellent option for securing a high interest rate for an entire year. This is particularly beneficial for those with short-term savings that they do not want to place in higher-risk, higher-yield accounts. CDs offer a stable and predictable return and are a key component of a … Read more
Putting our spare time to work defines the term “side hustle.” But what if you could earn money a few minutes at a time here and there without a strict commitment? That’s the premise of survey apps and sites like InboxDollars. This survey site gives you plenty of opportunities to earn cash without having to … Read more
Slapping plastic down when we pay for a purchase is more common these days than counting out change. But did you know that in 2020, over half of card payments were debit card payments? Many people choose debit cards over credit cards due to the fees and limits associated with credit. Plus, debit cards make … Read more
Did you know that over 12 million Americans take out at least one payday loan per year? For many families, it can be difficult to live paycheck-to-paycheck and sometimes a payday loan is the only answer. Payday loans can also be costly and set you back further than they propel you forward. That’s where apps … Read more
I like to think I know more about credit cards than the average person. I’ve written dozens of credit card reviews for Money Crashers and personally tried out more credit cards than I’d like to admit. So I was surprised and a little embarrassed to learn for the first time recently that the IRS permits … Read more
Ground Picture / Shutterstock.com The baby boomer generation is straddling retirement. The youngest boomers are not quite in their 60s, but many of this generation are already living out their golden years while others drawing close to retirement are facing their fears. Those fears are more urgent than those of people who have decades to … Read more
YAKOBCHUK VIACHESLAV / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Even in these modern days, a diamond (or other gemstone) engagement ring is still the symbol of a decision to marry. But that doesn’t necessarily mean a trip to a traditional jewelry store. A vintage diamond engagement ring can be … Read more
wavebreakmedia / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. When my friend Mark developed whooping cough for the second time, he knew what to expect. A quick phone call to his doctor got Mark the antibiotics and cough syrup he needed. His only mistake? This go-round, Mark had the prescriptions … Read more
Helioscribe / Shutterstock.com Spending time on the beach is not just for vacations. If access to blue waters and sandy beaches are on your must-have list, take a look at the following island destinations when planning your retirement. Here are a few reasons to consider some of the best island-based towns in the United States. … Read more
Joni Hanebutt / Shutterstock.com America’s airports are getting a facelift. From San Diego and Austin, Texas, to Pittsburgh and Charlotte, North Carolina, many airports are in the midst of billion-dollar renovation projects that will transform the look and feel of how we travel. A handful of airports already have completed their renovations or are well … Read more