AshTproductions / Shutterstock.com Editor’s Note: This story originally appeared on TheDollarStretcher.com. “The 7 Habits of Highly Effective People” by Dr. Stephen Covey was first published in 1989 and has sold over 40 million copies since then, in dozens of languages. Covey later co-authored similar books targeted to highly effective teens, families, and marriage. His writing … Read more

Monkey Business Images / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. You might have heard about the Inflation Reduction Act, which was passed into law in August 2022. Funnily enough, the law does very little to combat inflation. But one thing it does do is provide a large swath of green … Read more

fizkes / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Young families have it rough. Parents might still be paying off student loans, while they try to save for a first (or forever) home and pay for preschool or child care. Many are climbing the corporate ladder, working their way up … Read more

Daxiao Productions / Shutterstock.com For many families, big cities are too expensive to live in. Suburbs often provide a better balance of cost and quality of life — but they aren’t all created equal. Niche, a housing and school data platform, has released a list of the best suburbs to buy a house, using federal … Read more

MDV Edwards / Shutterstock.com The bathroom might be the one area of the house where we most fear germs. Even those who are not neat freaks get a little squeamish about the bacteria that lurk there. And yet, many of us engage in bad practices that only make the growth of germs and other unsanitary … Read more

Morakod1977 / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Food waste by the average American family is estimated at 25% to 30% of your grocery shopping dollars. Fresh vegetables top the list. If you have a better use for one-fourth of your grocery budget, please read on for simple ways … Read more

Private credit is an alternative investment that grew from $500 million under management in 2015 to $1.4 trillion at the end of 2022 globally. For businesses and individuals who aren’t able to obtain financing from traditional sources (such as banks), private credit can help.  With private credit becoming a more mainstream source of both financing … Read more

Grusho Anna / Shutterstock.com Are you paying for an online vitamin subscription when you only wanted to try one bottle? Or did you end up with more items than you bargained for in an online shopping cart after jumping on a single hot deal? You might have been tricked by “dark patterns.” Retailers, travel sites … Read more

Nicoleta Ionescu / Shutterstock.com The long bout of inflation that has bedeviled household budgets from coast to coast finally shows some signs of moderating. But prices are still rising, and homeowners are feeling the bite. An overwhelming majority of homeowners — 89% — said they noticed a bump in the cost of home utilities and … Read more

Asier Romero / Shutterstock.com The refrigerator keeps our foods fresh and safe to eat, but are you underutilizing this kitchen appliance? In addition to food items, there are likely other things around your house that can benefit from refrigeration. Following are some items that you should stick in the fridge today. Just make sure to … Read more