michaelheim / Shutterstock.com What do you want from your retirement plan? Aside from the obvious — enough wealth to see you through long, happy golden years — Americans say there are several other features they need in a 401(k) or other type of retirement account. Recently, Smart — which bills itself as a “world-leading retirement … Read more

ANDREY-SHA74 / Shutterstock.com Tax breaks for energy efficient home upgrades are nothing new. The government has been offering them since 2005, after all. However, they recently got a big boost, thanks to the Inflation Reduction Act of 2022. The law not only broadened the types of updates eligible for tax credits, but it also made … Read more

By Rob Marmion / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Owning a home is much more than just making a mortgage payment. Just like you do for your car, you must maintain a home to keep things running smoothly. Some home maintenance tasks are easy to do on your own, … Read more

Shoppers who carry an Apple Card can now park their money in a new high-yield saving account. Apple has partnered with Goldman Sachs to offer a high-yield savings account with a current annual percentage yield (APY) of 4.15%. The account has no fees, and requires no minimum deposit or minimum balance. The Apple Card is … Read more

PeopleImages.com – Yuri A / Shutterstock.com Once the kids are grown and savings are large enough, millions of Americans retire and leave home to spend their golden years somewhere else. Recently, SmartAsset looked over data from the U.S. Census Bureau’s 2021 1-year American Community Survey, the latest available edition, to reveal which cities gained the … Read more

CC7 / Shutterstock.com With some 150 million users on Google Maps each month, there’s a good chance that this popular free tool is one of your favorites. Google Maps displays the quickest route to your destination while offering you alternative routes and arrival times based on current traffic. Huge numbers of drivers use it daily, … Read more

Now that your 2022 tax return is hopefully behind you and we’re more than a quarter of the way through the 2023 tax year, it’s time to start planning for the next set of federal income tax deadlines. Following is a heads-up on deadlines and other key dates for the 2023 tax year — the … Read more

Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this week. A … Read more

If your memory is beginning to fade, cheer up: A positive attitude about aging might reverse that decline. Older people who experience a common type of memory loss known as mild cognitive impairment (MCI) are 30% more likely to reverse the situation if they have “taken in positive beliefs about aging from their culture,” according … Read more

Krakenimages.com / Shutterstock.com If you’ve looked over your budget and think you can’t cut it down anymore, maybe you need to look a little harder. There are probably some expenses you still could reduce — or drop altogether — to save thousands of dollars a year. We found some examples of these costs. Here’s how … Read more