Investing in a certificate of deposit (CD) is an excellent option for securing a high interest rate for an entire year. This is particularly beneficial for those with short-term savings that they do not want to place in higher-risk, higher-yield accounts. CDs offer a stable and predictable return and are a key component of a … Read more

If you only stay in hotels a handful of times each year, it’s fair to wonder whether you should bother with a branded hotel credit card. Though these cards tend to have generous benefits for frequent guests, most charge annual fees that are difficult for occasional guests and light spenders to offset. Most, but not … Read more

Bank banks don’t want your deposits. At least, that’s the conclusion I’ve drawn over the last year as savings account yields at Citibank, Wells Fargo, Bank of America, and other big banks have scarcely budged despite the most aggressive Federal Reserve rate-hiking cycle in memory. Good thing big banks aren’t the only game in town … Read more

Lots of rewards credit cards pick a lane and stick with it. They offer bonus cash back or points on purchases at restaurants, or vehicle fueling stations, or travel vendors — but not all three. The Wells Fargo Autograph Card is a little different, in a good way. It pays bonus rewards points on restaurant, … Read more