Created in 1936, the Social Security number established a way for the federal government to identify and track its citizens. Social Security numbers contain an area number (first three digits), a group number (second two digits), and a serial number (last four digits).  We often don’t learn about our Social Security numbers until we’re older, … Read more

The average retirement age across the nation is 64, but that number varies from state to state. However, it’s worth noting that women’s age of retirement has risen since 1962.  If you’re not already thinking about retirement, many experts argue that you’re behind the curve. Still, it’s a hard truth to wrap your mind around … Read more

Some traditional banks still offer truly free checking accounts, but it gets more difficult every year to find one. More often, you have to jump through annoying hoops to get those monthly maintenance fees waived. Good thing traditional banks — and tradition-minded online banks — aren’t the only game in town anymore. Dozens of fintech … Read more

Cash Giraffe 4.5 Looking to earn some extra cash or gift cards? Consider trying out new games and apps while getting paid for your time spent on them with Cash Giraffe. By signing up for certain programs, you can receive gems or other forms of virtual currency as a reward for playing games or using … Read more

Cue up the spy music and strap on your jewelry thief gear. Did you know that the most expensive diamond in the world, often called the Mountain of Light diamond, weighs over 105 carats?  It’s hard to think of a diamond so big, especially when we’re used to seeing the largest ones on the fingers … Read more

Earning rewards for the actions you already take and the money you plan on parting with can help you increase your savings. It’s nothing that will pay your $100,000 debt down in two years, but it’s certainly just as useful as the rewards from cashback credit cards.  One of the ways you can maximize the … Read more

William James Sidis has the current highest IQ in the world at anywhere from 250-300. This IQ is nearly twice that of Albert Einstein’s! For those of us who are happy with a normal IQ, becoming smarter can be quite a challenge. After all, it takes a lot of brain power to, well, increase your … Read more

Many aspiring credit card users face a chicken-and-egg problem. You need a credit score, and a decent credit score in most cases, to qualify for most credit cards. But it’s hard to establish and build credit without a credit card. The Petal® 2 “Cash Back, No Fees” Visa® Credit Card offers a way around that. … Read more