Birgit Reitz-Hofmann / Shutterstock.com If you have spent decades building a nest egg and retirement finally has arrived, hold on to your wallet! In ways you might not expect, Uncle Sam and other government types regularly reach into retirees’ wallets and quietly grab their share of hard-earned savings. Following are some of the sneaky ways … Read more
pathdoc / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Put the scissors down. Although you may be ready to cancel your credit card, it’s not as easy as simply cutting the card in tiny pieces (although that is one of the steps). It’s important to cancel a credit card the right … Read more
Rigucci / Shutterstock.com Prepare for a big drop in home prices in 2023. That is the message from Mark Zandi, Moody’s Analytics chief economist. He recently told Fortune that home prices are likely to decline by 10% nationwide. When seasonally adjusted, U.S. home prices sank 2.2% between June and September, placing that period in a … Read more
Everybody knows that colds, flu and other similar illnesses spike during the winter months. Now, science has figured out why this happens. An immune response unrecognized until a few years ago that takes place inside the nose and wards off bacteria may not work as well against viruses in colder temperatures, according to researchers at … Read more
Whether you prefer an intimate community banking experience or the anytime, anywhere convenience of a major national bank, Californians can find the best match for their needs. The Golden State has dozens of homegrown financial institutions, many of which serve only parts of this vast state. California also has a special connection to some of … Read more
bbernard / Shutterstock.com Gazing out onto calm waters, eyeing birds in flight, walking around a serene shoreline, gliding along in a kayak — that could be you. Many folks want to live on the water, but beachfront property can be prohibitively expensive, especially if it’s on the Atlantic, Pacific or the Gulf. But thankfully there … Read more
Americans’ credit scores have improved dramatically over the past decade. Even the brief but sharp COVID-19 recession couldn’t stop the upward progress. In fact, credit scores actually jumped in 2020 and 2021 as consumers pared back spending and paid off debt. The average consumer’s FICO score was 714 in Q3 2021, up from 691 in … Read more
kurhan / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. If you are worried about running out of money in retirement, you are not alone. Running out of money is the main concern of most people in or approaching retirement. And, there is very good reason to be concerned. Let’s explore this fear. Are … Read more
Oh my word. You’re going to love this list of the best $10 sign up bonus offers that allow you to sign up for money and bonuses. Just take a look at the list and see which ones interest you and you’ll receive a free sign-up bonus ($10 in free money) when you complete qualifying … Read more
Susan B Sheldon / Shutterstock.com Editor’s Note: This story originally appeared on LawnStarter. You’ve just replaced the roof on your home and want to make sure your new roof will have a long lifespan. It’s important to maintain your roof so that it will keep taking care of you. Also, on average, the cost of … Read more