Best Real Estate Investing Apps for 2026

Real estate has created more millionaires than almost any other asset class. But for most people, it’s always felt out of reach. Too expensive. Too complicated. Too much work.

That’s finally changing.

A new wave of investing apps now lets you earn passive income from real estate with as little as $10 and zero landlord headaches. No tenants. No repairs. No six-figure down payment required.

Whether you want steady dividends, long-term appreciation, or both, there’s an app that makes it simple to get started today.

Best Apps for Real Estate Investing of 2026

These real estate investing apps below will make it easy for accredited investors and non-accredited investors to invest in real estate.

1. Best Overall: Arrived

• Bottom line: Arrived lets you easily invest in rental homes and start collecting property dividends immediately. Best for those who want to build wealth through long-term passive income.
• Minimum Investment: $100
• Fees: 3.5% to 5% sourcing fee; 0.15% AUM, 5% gross rents fee
• Average Annual Return: 6-12%

Arrived is a great real estate investing platform to use if you want a low minimum investment threshold for real estate investing. You can get started with as little as $100.

It’s an especially useful tool to use if you want to diversify your portfolio and have someone else handle all the work that comes with being a landlord. All you need to do is sign up and collect your rental income each quarter.

The management fees are relatively high, but it’s worth it considering how easy it is to get started. You can sign up for free through here and view the different properties available to invest in. Buy shares of properties, earn rental income and appreciation — let Arrived take care of the rest.

2. Best for Beginners: Fundrise

• Bottom Line: With Fundrise, you can invest your money in a portfolio filled with real estate investments with a minimum investment of $10.
• Minimum Investment: $10
• Fees: 0.85% asset management fee per year
• Average Annual Return: -3.21% and 23%

Fundrise is a crowdfunding platform suitable for new real estate investors because of its initial minimum investment of $10. Similar to other crowdfunding real estate apps, investors pool their money to buy residential and commercial properties.

After a quick signup and filling out your investor profile, you can access and monitor your Fundrise investment account’s performance, explore real estate investment options and be updated with the latest real estate developments in your newsfeed.

Fundrise’s goal is to build the best real estate investing experience and offers a 90-day money back guarantee, making real estate a smart choice for any investor’s portfolio. There are a few Fundrise alternatives on the market, but nobody beats them.

3. Best for Ease of Use: Ark7

• Bottom Line: Ark7 lets you invest in real estate online and buy shares in rental properties. Earn passive income through Ark7 with no hassle.
• Minimum Investment: $20
• Fees: One-time 3% sourcing fee; 8-15% monthly asset management fee
• Average Annual Return: 4-7%

Ark7 is best for investors looking to have a greater say in their own real estate portfolios. It can also be a way for beginners to invest in real estate without breaking their investment budget. 

Investments are open to all investors, accredited or not, and individuals can buy shares in curated properties for as low as $20.

While there are low minimum investment thresholds, you can expect an average annual return rate of 5.04%. Some returns even peak at above 6%, rivaling any high-yield savings account rate of return numbers.  

However, Ark7 does require that you hold your shares for at least one year before you redeem them without penalty. 

Investors are free to sell their shares after a minimum holding period of 1 year, or shorter if specified, through the secondary market. It can be accessed directly from the marketplace.

Properties that have been fully funded during the initial offering will be introduced to the secondary market in phases.

4. Best for Fractional Investment: Groundfloor

• Summary: Groundfloor gets you access to short-term, high-yield real estate debt investments.
• Minimum Investment: $100
• Fees: No fees
• Average Annual Return: 10%

Groundfloor is a peer to peer real estate lending platform for fix-and-flip properties open to all investors. The low minimum investment of only $10 opens up direct access to private real estate deals to you — and allows you to spread your risk and make great returns.

Setting up your account is quick and easy. Choose the amount you’d like to invest and get started with a little as $100. Build your own portfolio of short term, high yield, real estate debt investments based on your own personal risk/reward profile. Or let the investment wizard guide you. That’s all it takes to start earning passive income.

The great thing about Groundfloor is that — unlike most other platforms or eREITS — you can invest with as little as $10. This means that an initial $100 investment allows you to diversify into 10 different opportunities, and you can easily try out the platform if you’re new to real estate investing.

Debt products inherently carry less risk, which is why Groundfloor has been able to generate consistent 10%+ returns for its investors over the past six years, with repayments received in 6-9 months on average.

5. Best for Accredited Investors: EquityMultiple

• Bottom Line: EquityMultiple is a real estate crowdfunding platform that gives you access to professionally managed commercial real estate.
• Minimum Investment: $5,000 (minimums can also range between $10,000 and $30,000)
• Fees: Varies; typically 0.5% (EquityMultiple also charges annual administrative expense fee of $30-$70)
• Average Annual Return: 10%

EquityMultiple makes real estate investing simple for accredited investors ⓘA accredited investor is an individual with a net worth, or joint net worth of over $1 million, or an annual income of over $200,000 ($300,00 with a spouse).. It is a blend of crowdfunding and a more traditional real estate investment approach which means higher returns for investors. The minimum amount required to open an account is $5,000, which is higher than Fundrise and Groundfloor, in comparison. However, you stand to make higher rates of returns (learn more here).

By opening an account you can get access to commercial real estate investments, an easy-to-use website, and likely high rates of return. EquityMultiple has returned $39.2 million to investors and stands out from other real estate investing apps by offering equity, preferred equity and senior debt investments.

Real Estate Investing Common Questions

Invest in Real Estate Now

Investing in real estate or stocks is a very lucrative venture. Fortunately, the availability of real estate investing apps and tools makes it easier to diversify your portfolio of assets, whether you’re an experienced or new investor.