Best Checking Accounts Comparison Guide

SoFi Checking & Savings

Online Only

Up to 4.00%*

On savings with boost

Up to 3.30% checking

$0 None

55,000+ ATMs

Unlimited refunds

$0 $50-$300 High APY View Details

Current

Online Only

4.00%

On savings pods

$0 None

40,000+ ATMs

Free Allpoint

$0 $75 Early Payday View Details

Ally Bank

Online Only

0.25%

All balances

$0 None

43,000+ ATMs

Allpoint network

$0 None No Fees View Details

Chime

Online Only

0.00%

No interest

$0 None

60,000+ ATMs

MoneyPass & Visa Plus

$0 $100 Mobile App View Details

Capital One 360

Some branches

0.10%

All balances

$0 None

70,000+ ATMs

AllPoint network

$35 $200-$300 Cafes View Details

Discover

Online Only

0.00%

No interest

$0 None

60,000+ ATMs

Unlimited refunds

$0 $150-$200 Cashback View Details

Chase Total

4,700+ branches

0.01%

All balances

$12

Waived options

$1,500

To waive fee

16,000+ ATMs

Chase ATMs only

$34 $300 Branches View Details

Bank of America

3,900+ branches

0.01%

All balances

$12

Waived options

$1,500

To waive fee

16,000+ ATMs

BofA ATMs only

$35 $200 Branches View Details

Axos Rewards

Online Only

Up to 3.30%

With activities

$0 None

91,000+ ATMs

Unlimited refunds

$0 None Cashback View Details

Quontic

Online Only

1.10%

All balances

$0 None

90,000+ ATMs

Fee refunds

$0 None Award Winner View Details

Wells Fargo

4,600+ branches

0.01%

All balances

$10

Waived options

$500

To waive fee

12,000+ ATMs

Wells Fargo only

$35 $325 Branches View Details