admin The first thing you need to know about a business checking account is that it is similar to a personal checking account in almost every way—except for the obvious fact that the former is specific to your business. A business checking account is a financial equivalent separating your personal life from your work life. The … Read more
Opening a business requires several different processes, from registering with the state and federal tax agencies to setting up a physical shop (if that’s how you plan to do business in this ecommerce-dominant age). In many cases, business owners find it easiest to open a checking account specifically for business expenses and profits, as it … Read more
Contract worker vs. employee? When you have a new startup or small business, you will come to a resolution that you need some extra help. As a small business owner, you may be considering hiring your first employee or hiring an outside contract worker. This guide will help you decide between the two for your … Read more
These days, relying on a traditional 9-5 job doesn’t always make ends meet. That’s why there’s been such a surge in side hustles. With so many opportunities out there to earn extra money from doing what you love, it’s not hard to find ways to supplement your traditional income. However, finding a side hustle that … Read more
The holiday season is a wonderful time of the year, full of fun, friends and family. Unfortunately, however, it’s also a stressful time of year. And an expensive one. But there’s no reason to stress or spend more than you have to, especially when there are simple, no-cost tricks to save big bucks. Here are … Read more
Tempted to indulge in junk food this holiday season? You probably won’t be doing your brain any favors. Getting a higher percentage of your calories from highly processed foods is associated with a faster rate of cognitive decline, according to a study recently published in JAMA Neurology, a scientific journal of the American Medical Association. … Read more
Christmas and Kwanzaa are less than two weeks away — with Hanukkah now less than one week out — and shipping deadlines are fast approaching. No wonder you’re scrambling to finish all that gift shopping – and you’re hardly the only one. Historically, the second Monday of December has been a popular shopping day, particularly … Read more
Jonathan Weiss / Shutterstock.com Restaurant gift cards can be the perfect holiday present, especially for friends and loved ones who are notoriously difficult to please. And if you purchase a gift card from the right restaurant, you can get a little holiday bonus with your card. Following are a slew of restaurants offering bonus gift … Read more
If you have the Costco Anywhere Visa, you have extended warranty protection — but not for much longer. Reddit users reported months ago that the card’s website no longer made mention of the extended warranty benefit, leading some to believe Citi, the card issuer, would soon stop including it. That is indeed what’s happening in … Read more
fizkes / Shutterstock.com No one likes paying bills, but chances are that you have at least a few. And, of course, the rules depend on who’s collecting the money. You might have autopay options, or you might be sending in checks using your bank’s bill pay features. When paying bills, having a good system can … Read more