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Economic historians — and anyone who lived through it — will remember 2022 as a year of rapidly rising interest rates. From closely watched benchmarks like the federal funds rate to rates on mortgages, auto loans, and credit cards, the year ended with much higher rates than when it started. Even if you pay your … Read more

joyb0218 / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Debt collectors are not the people you want to make a regular appearance in your life. Their frequent phone calls, letters, and emails can have you living in fear and stressing about finances all day, every day. However, understanding the debt collection … Read more

fizkes / Shutterstock.com Editor’s Note: This story comes from Wealthramp. The new year has arrived. As we turn the page, this is the ideal time to take a thorough look at your finances and investments, see where you are and plan where you want to be in 2023. The economy undoubtedly took a beating in … Read more

You’re in for a treat once you learn about the best real estate apps that every investor needs on their phone. Technology has so many applications nowadays. It’s difficult to find an industry that’s not influenced by the advancements in technology. The real estate sector has undergone many changes because of technological progress. It’s now … Read more

Krakenimages.com / Shutterstock.com With each new year, millions of people make resolutions to improve their day-to-day lives, including how they handle money. Within a few weeks, most of us quickly succumb to old bad habits. But that is not true for everyone. Some people stick to their pledges and end the year in a better … Read more

Have you ever made a purchase just to find out the price dropped just days later? This probably even happens more than you realize. Do you ever wish you could find out if stores owe you a refund for things you already purchased without doing a thing? Well, you can with price drop apps like Capital One Shopping … Read more

If you have purchased a CD — otherwise known as a certificate of deposit — from your bank, you probably know that withdrawing money from it before the term expires usually requires payment of a penalty. However, you might not realize that this fee you pay for an early withdrawal — which typically amounts to … Read more

Africa Studio / Shutterstock.com For many people, leaving an inheritance is an opportunity to provide loved ones with a final parting gift. But not all inherited assets are created equal. “If I’m inheriting something, I want something with no strings attached,” says Mallon FitzPatrick, head of wealth planning and managing director at wealth management firm … Read more

It’s possible to make $100s just by opening up a new bank account. But sorting through the best offers can be tricky. There’s no shortage of enticing opportunities for banking clients right now. We’re happy to do the work for you. The Money Crashers team combs through hundreds of bank account deals every month to … Read more

I hate debt. Don’t you? Debt’s like a cancer, eating away at your goals. It’s taking money out of your pocket and handing it to a lender. They’re getting ahead. You’re not. So, let’s destroy your debts this year! And while we’re at it, let’s fix up your credit, too. If your debts are small … Read more