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Dee Dalasio / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. As anyone who has accumulated a collection of jewelry knows, there’s nothing like the detritus in drawers, boxes and overflowing jewelry boxes. Amid the diamonds and opals, the silver and gold (OK, if you’re lucky), lies a different kind of beauty … Read more

Life moves quickly. It’s easy to get distracted. But that can be costly. Miss an important financial date or deadline, and you could be on the hook for a penalty or lose out on a limited-time opportunity to save money. Enter our “Money Calendar” series. In this edition, we’ve rounded up noteworthy money dates in … Read more

You did it! You’ve saved up a down payment, improved your credit score, and settled on a couple of neighborhoods with the amenities you really want. You’ve even found a real estate agent you love working with. Now all you have to do is find the right house, and you’ve unlocked new features in the … Read more

Opening a savings account for your business might seem odd, but if you think about it, it’s a great way to have an emergency fund in case something goes wrong. In fact, many businesses open savings accounts for several reasons, many of which we’ll discuss below. At the same time, knowing which savings accounts will … Read more

Kamil Macniak / Shutterstock.com If inflation ravaged your budget in 2022, you’re probably looking for ways to cut costs in 2023. Some expenses are relatively easy to trim, and we highlighted many of them in “15 Painless Ways You Can Cut Costs in 2022.” But there are also some less obvious ways to keep a … Read more

Quick Look The gold standard is a failed monetary system in which the value of a currency is directly linked to gold. While it sounds like a good idea, there are more cons than pros. A look at the history of the gold standard shows why it doesn’t work. In October 2022, H.R. 9157 quietly … Read more

Monkey Business Images / Shutterstock.com It’s hard to put a price on a good night’s sleep. The right amount of rest leaves us ready to face another day, and contributes to our health over the long run. Yet, many people do not get restful sleep. Recently, researchers at University of California, Berkeley, uncovered some of … Read more

Are you looking for the best places to buy Bitcoin and crypto? In case you want to diversify your investments or just want to make some money, we will take a look at the most popular and trusted crypto exchanges. These options are great if you’re located in the United States and can provide verification … Read more

One incredibly valuable lesson you can teach your kids is how to think about money and make smart financial choices. But your kid doesn’t have to store their cash in a piggy bank to learn how to save and spend money anymore. In fact, opening a bank account and debit card for your kid is … Read more

For: Good credit For: Fast-funding For: Poor credit Whether you want to consolidate your credit card debts, pay off big expenses, or simply need money now, it can make sense to compare the best personal loans or just use a cash advance app. But if you’re looking for a personal loan, you’ll definitely want to consult … Read more