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I’ve managed to get this far without ever carrying an interest-bearing credit card balance. But I’ve taken advantage of more 0% APR introductory promotions than I can count though, and I know how to spot a great opportunity when I see one. The Truist Future Credit Card is such an opportunity. Though if I’m being … Read more

Evgeny Atamanenko / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. Are you interested in starting a freelance business? If so, you’re not alone. Whether you’re a stay-at-home parent looking to make extra income or a seasoned professional seeking more flexibility and freedom, freelancing can be a great way to earn money and work … Read more

Dusan Petkovic / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. Are you preparing for a job interview and wondering what the hiring manager will ask you? One common question is, “What are your career goals?” This can be a difficult question to answer, especially if you’re not sure what you want to do … Read more

Deciding when to file for Social Security benefits can be daunting. Some choose to file early, while others believe it is a better bet to wait. However, a recent analysis says the choice is relatively easy: More than 90% of older workers should file for benefits starting at age 70, according to the analysis from … Read more

fizkes / Shutterstock.com The average tax refund was close to $3,200 last tax season, but it stands to be considerably smaller this season. Continued loan payment pauses for some taxpayers amid the COVID-19 pandemic could mean they made less or no tax-deductible interest payments during the 2022 tax year, the one for which their return … Read more

Studio Romantic / Shutterstock.com If you have Medicare or will soon, you probably know the basics of what it covers. But how much do you know about all the lesser-known benefits that are included with Medicare health insurance coverage? They aren’t exactly free, because the Medicare program itself isn’t free. But these included services have … Read more

Fida Olga / Shutterstock.com Editor’s Note: This story originally appeared on HireAHelper. Risk is unavoidable in any new business, but entrepreneurs in certain industries can expect greater likelihood of survival early on. Real estate and rental and leasing businesses have the highest first-year survival rates at 88.4%. Other industries that rank highly for survival rates … Read more

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan … Read more

Alarm bells are ringing in Washington. The United States recently hit its debt limit — the cap on how much money the federal government is allowed to borrow to pay for all its financial obligations, including Social Security and Medicare payments, salaries for the military, tax refunds and more. The Treasury Department has already begun … Read more

UfaBizPhoto / Shutterstock.com Used car prices are finally returning to earth. After climbing throughout most of the COVID-19 pandemic, used car prices finally fell 2% in November and 3% in December, according to iSeeCars. In the last month of the year, the average used car price dropped more than $1,000, which iSeeCars characterized as the … Read more