admin If you have an individual retirement account, taxable brokerage account, or life insurance policy, you’ve almost certainly named a beneficiary before. And if you had kids or were in a committed relationship at the time, you probably didn’t give it much thought. Your closest loved ones — your children and spouse or domestic partner — … Read more
It’s been something like an article of faith for many years: Drinking 8 ounces of water eight times a day is ideal for staying hydrated. But a recent study is pouring that theory down the drain. Researchers say individual water needs vary from person to person, and blanket recommendations for water intake should be forgotten. … Read more
Alliance Images / Shutterstock.com Frugality isn’t a monolithic concept. It’s more of a continuum, with different approaches for different people. You can be frugal even if you don’t sew all your own clothes, grow most of your food, make all your gifts and create all your own entertainment. Frugal people can — and do! — … Read more
Need Easy Extra Money Now? While these game apps to win real money won’t be earning you enough to quit your day job, they can be a nice way to take a break and earn some extra cash. New research conducted by British psychologists shows that Millennials use their smartphones roughly twice as much as … Read more
Sweet cravings don’t have a season. If you get a hankering for a frozen treat in freezing cold temperatures, don’t be ashamed. Instead, celebrate it. Monday, Feb. 6, marks National Frozen Yogurt Day, and many shops will celebrate the “holiday” with deals. The following chains have some of the best deals this year. Note: Before … Read more
If you’re tired of feeling like your finances are stuck in the slow lane, it’s time to switch gears and check out SoFi. This turbo-charged financial company has everything you need to speed up your financial journey. And the best part? They’re constantly offering promotions and bonuses to new customers. In this article, we’ll rev … Read more
It’s that time of year again: time to gather the documents you need for filing your federal income taxes. If you receive Social Security benefits, you’ll need a copy of your latest annual Social Security Benefit Statement, also known as Form SSA-1099 (or Form SSA-1042S for nonresident aliens). It includes the amount of benefits you … Read more
Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this week. Housing … Read more
Mix and Match Studio / Shutterstock.com A decision to save money doesn’t have to be life-changing or even involve sacrifice. It’s surprising how much cash you can save simply by paying attention to how your money is being spent. People routinely buy things they don’t truly need or perhaps even want. It’s all about being … Read more
Chase Total Checking® Pros: Open account and set up direct deposit within 90 days of coupon enrollment. Albert Cash Account Pros: Open account and receive a direct deposit within 45 days and use your Albert debit card. Axos Rewards Checking Pros: Open account and receive monthly direct deposits totaling $1,500 or more. Ready for a … Read more