3 Ways Retirees Are Spending Their IRA Savings

stockfour / Shutterstock.com After decades of building a solid nest egg, retirement is the time to finally crack into it. Yet, many retirees who were great at saving find themselves less sure about how to spend all that accumulated money. Recently, the Investment Company Institute surveyed more than 9,000 adults to learn more about the … Read more

15 Things You Should Always Buy at Yard Sales

Richard Thornton / Shutterstock.com Yard sales are the ultimate form of recycling. Whether your neighbor is hawking a souvenir spoon collection on her lawn or your church has gathered congregants’ donations for a fundraiser, you can dig up some hidden gems. Plus, pat yourself on the back: Giving these items new life will likely save … Read more

How to Pay Off Credit Card Debt in 2023

pathdoc / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. We know how incredibly easy it is to rack up credit card debt. More than 50% of Americans carry a credit card balance, with 30% carrying more than $1,000 of debt or more month to month, 15% carrying $5,000 or more and … Read more

48 Best Money Saving Apps of 2023

Money saving apps can help you budget, lower your bills, save more money, and build your wealth. Managing personal finances is a painstaking task, but that doesn’t mean you shouldn’t pay attention to budgeting. Managing your money is the best thing you can do for yourself in today’s unpredictable economy. And, there are several money … Read more

10 Cities With the Worst Tax Procrastinators

Mariia Korneeva / Shutterstock.com Once you receive your tax documents at the end of January, it makes sense to file a return as soon as possible for several reasons. Of course, that doesn’t mean people do. Procrastination is more powerful than Uncle Sam. Taxpayers in some places are especially likely to put it off until … Read more

7 Tips From Centenarians for Living a Happy Life

Lucky Business / Shutterstock.com Jeanne Calment was the oldest-documented person to ever live. Born in the south of France in 1875, she died nearly 122½ years later in 1997. How did she remain a resident of planet Earth for so long? Certainly not by depriving herself of a little fun. Calment indulged in some famously … Read more

Free Tax Help for Seniors: 4 Resources to Save You Money and Time

fizkes / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Tax time tends to look different after you retire. You might be drawing income from multiple sources: Social Security, stock dividends, a pension, 401(k) withdrawals and even interest from your savings account. You might need to report earnings from your side hustle, … Read more