admin

For decades, the financial industry has obsessed over that magical seven-figure balance in your 401(k) that supposedly signals you are ready to quit the rat race. But new data suggests that retirees are no longer fixated on how much they have saved. They are worried about how long it will last. According to a recent … Read more

I’ve been writing about personal finance since the early ’90s and investing in stocks since the early ’80s. One thing I’ve learned: You can’t stop the future, but you can prepare for and profit from it. Perfect example: These days, we’re seeing headlines about retail recessions and warehouse automation replacing human workers. I recently read … Read more

I bought my first stock more than 45 years ago. Since then, I’ve lived through the crash of 1987 (Black Monday), the dot-com bubble, the Great Recession, and the post-pandemic inflation spike. Market cycles change, but one thing never does: human nature. In my four decades of watching people try to build wealth, I have … Read more

If you are shopping for an engagement ring right now, you have probably already heard the pitch for lab-grown diamonds. They are chemically and physically identical to mined diamonds, but they come with a significantly smaller price tag. But while you might be saving money compared to a natural stone, a recent investigation by CBC … Read more

You’ve probably watched those home organization shows where a team of experts descends on a messy house, buys $5,000 worth of clear plastic bins and arranges everything by the color of the rainbow. That isn’t organizing. That’s staging. And for most of us, it’s expensive, unrealistic and impossible to maintain. True organization is about changing … Read more

We encounter artificial intelligence (AI) more often in our daily lives than you might think. From content writing programs to banking applications, AI is part of the engine that moves the world.  Did you know that AI’s worth in banking is expected to reach $78 billion by the year 2030? Who knows what else the … Read more