admin fizkes / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. The coming of a new year signifies a chance for all of us to take charge of our finances with renewed vigor. And in a world where we spend a good part of our time online, we also want to be smart … Read more
Antonio Guillem / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Gift cards and gift certificates are favorite holiday or birthday gifts for many people who want their loved ones to choose exactly the gift they want. Gift cards are high on the list of requested gifts, but many people forget … Read more
Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS According to the latest report from Vanguard, looking at the average amount of money saved for retirement, there’s a good chance you might not be on track for comfort in your golden years. The average 45-year-old has less … Read more
Ermolaev Alexander / Shutterstock.com Live and learn — and keep learning. That’s the way it is for a lot of folks, even after they’ve moved on from their careers and move into their 50s, 60s and beyond. Maybe it’s to gain new knowledge and skills to find a more rewarding job or career, or maybe … Read more
Moonborne / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. In need of a serious money reset? Going back to cash could be the cure for your ailing budget. Popularized by modern personal finance patriarch Dave Ramsey, the cash envelope system encourages you to toss aside your wallet and rely on pre-labeled … Read more
GaudiLab / Shutterstock.com Nearly 10,000 people living in America qualify as centi-millionaires, meaning they have $100 million or more in wealth. These are the richest of the rich. How did they get that way? While there is no single answer, one thing many of them share in common is the college they attended, according to … Read more
You’ve probably noticed shrinkflation at the grocery store, but the concept of getting less is popping up in another place: your favorite restaurant loyalty program. The New York Times reports that restaurants such as Dunkin’ and Starbucks are requiring you to spend more before you can redeem loyalty program rewards. Some programs are growing more … Read more
Dean Drobot / Shutterstock.com Another day, another dollar — and for millions of us, one more failed attempt to budget. Feeling puzzled because your budget doesn’t seem to work? Here are some small expenses that might be the culprit — and some ideas for cutting down those costs. 1. Food SpeedKingz / Shutterstock.com Food is … Read more
BearFotos / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. Ah, the golden years. For many, it’s a time to sit back, relax, and enjoy life. But what if you want to work a little bit during retirement too? There are many jobs for retirees that could supplement your income and enhance your overall … Read more
Ground Picture / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Figuring out and sticking to a budget isn’t super fun for most people, but it certainly is a smart way to handle your money. The 50/20/30 rule is one of many budgeting plans that help us get spending under control. This … Read more