admin Cash and credit cards still dominate the payment system but we have seen a mobile payment trend within retailers. Money transfer apps allow you to send money to someone from your phone quickly and easily. In 2023, you have a ton of apps for sending money online, and more solutions are popping up daily. So … Read more
Breaking news — rising interest rates affect millennials, so what do you do now? As the Federal Reserve continues to increase its benchmark interest rate, it can affect the cost of borrowing for mortgages, auto loans, and credit cards, all of which can impact the financial decisions that millennials make. In this article, we will … Read more
David Pereiras / Shutterstock.com Natural disasters are also financial disasters, responsible for billions in property damage each year — and often resulting in inflated insurance premiums as well. In 2021, the most recent year for which data is available, natural catastrophes caused $92 billion in estimated insured property losses, according to the Insurance Information Institute. … Read more
Americans are badly in need of more vitamin D. Studies have found that nearly 42% of the U.S. population is deficient in the vitamin. Many people turn to supplements to get their fix of this nutrient. But a new study suggests that taking these pills is not equally effective for everyone. Those with a higher … Read more
Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this week. Money … Read more
Roman Samborskyi / Shutterstock.com The most successful retirees seem to have it all: not just financial security but also health, happiness and peace of mind. How do they do it? Here are habits, approaches and characteristics that can help put you on track to success in retirement. 1. They’ve made end-of-life plans fizkes / Shutterstock.com … Read more
These days, working with a bank is much more than just depositing and saving money. Instead, the best banks offer perks to keep their members loyal and innovate their services to stay on the cutting edge. Working with banks that serve customers across the nation can definitely make it easier to interact, but sometimes there … Read more
Antonio Guillem / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. What are the latest hiring trends — which will be applicable for the long-term — that today’s job seekers need to keep on their radar screen? FlexJobs tapped a panel of workplace and remote work experts for their insights. Their top five hiring … Read more
Daria Stock / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Have you heard of Dry January, or are you giving it a try? It’s an annual campaign to get people to pledge to abstain from alcohol for the month. This is actually Dry January’s 10th anniversary. Problem is, lots of us … Read more
Annual Fee: NoneRegular APR: 13.99% to 22.99%Variable APRIntro APR: 0% on Purchases and Balance Transfers for 12 months INTRO OFFER: As a new member, you can earn $500 in cashback rewards towards any eligible student loan after you spend $5,000 in the first 90 days with your Laurel Road Student Loan Cashback℠ card. Now every dollar … Read more