admin Robert Kneschke / Shutterstock.com You’re an honest, upstanding citizen. You pay taxes. You obey traffic signals. You don’t even jaywalk. But there are federal and state laws that you may be breaking without even realizing it. See if you’re guilty of violating any of the following laws. Some can carry fines or even jail time. … Read more
Despite our best efforts, sometimes we overdraft our accounts. It’s a fact of life that living beyond our means can happen more often than we want it to, especially with so many options for getting into debt. Most banks will charge overdraft fees to keep their customers from considering it as an option. Recently, however, … Read more
Mix and Match Studio / Shutterstock.com I worked as a grocery-store cashier for two years, and I often give thanks for that experience. It taught me plenty of insider tips, such as the fact that marshmallows are almost always stored by the cake mix, and that hamburger measured out by the butcher always tastes better … Read more
Sending and receiving money used to be something you did with cash or a check through the mail. Times have changed since then, with more peer-to-peer payment platforms available today than ever. Cash App is just one of many payment platforms you can use to send and receive money across the globe. Did you know … Read more
Atlantis Images / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. A resume is a fundamental part of your job search. It’s an opportunity to sell yourself to hiring managers when applying for jobs or to get recruiters to reach out to you. However, if you’re not getting results from your resume, are struggling … Read more
In the better half of 2022, banks made a combined $5.8 billion in overdraft fees. Charging you and me for spending more than we have in our checking account is apparently very profitable! Most banks ding customers with an overdraft fee of between $30 and $36 for each overdraft charge. While they limit those overdraft … Read more
Rawpixel.com / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. I was never one to dream of a big, traditional wedding with all of the trimmings. When my now-husband and I got engaged, we talked about exactly what we wanted for our wedding and reception, instead of what we were “supposed” … Read more
Neobanks are a new type of bank that allows you to bank solely online. In exchange for a lack of physical branches to visit, neobanks offer more perks and the convenience of banking from wherever you are. This new type of banking experience has grown in the past few years and is expected to reach … Read more
Some 26 million American adults (1 in 10) don’t have any credit record, according to U.S. government research. An additional 19 million Americans have credit records that are either too old or too insignificant to create a credit score. Add in those who have poor credit scores, and you’re looking at tens of millions of … Read more
Inside Creative House / Shutterstock.com Tax refunds are always a hot topic this time of year. Some Americans get nothing back at tax time, but millions of others count on that yearly refund to put a little more spending dough in their pockets. If you’re expecting a refund, put that extra cash to good use. … Read more