admin Josep Suria / Shutterstock.com It’s often said breakfast is the most important meal of the day — and you can bet the cereal industry agrees. It’s a $37 billion market. The diversity of options can be overwhelming; there are hundreds. Many sugar-coated and chocolate-covered varieties are marketed toward kids while others target health-conscious adults. Unfortunately, … Read more
In 2023, having a 20% down payment is no longer required to buy a home. With rising inflation and interest rates, it can be difficult for first-time home buyers to come up with the required 20% down payment for rising home prices. Something had to change and thankfully lenders are now more lenient and offer … Read more
Did you know that individuals who pay 10 overdraft fees or more per year make up almost 75% of the revenue banks make with overdraft charges? At around $35-$38 per overdraft charge, that’s nearly $400 per year spent on not having enough funds. Many banks have removed the fees associated with overdrafts in light of … Read more
If you have a bank account – or even if not – you’ve likely heard of FDIC insurance. FDIC insurance is deposit insurance overseen by the Federal Deposit Insurance Corporation, a federal entity created by the Banking Act of 1933. FDIC insurance guarantees the safety of deposits in checking, savings, and CD accounts held with FDIC … Read more
Self-directed saving seems easy enough. You set a goal (say, a down payment for a new car), a dollar amount, and the date you’d like to reach the goal. You figure out how much of each paycheck to set aside to make it happen. And then you dutifully transfer funds from your checking account to … Read more
PR Image Factory / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. If you’re considering a career in programming or development, it’s a great choice! These are two of the most in-demand professions across nearly all industries, as companies increasingly rely on software to get work done. From finance and health care to manufacturing … Read more
Sean Locke Photography / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. You’ve spent months — years even — saving up for a down payment for a house. You’ve budgeted meticulously, banking savings whenever you could to make homeownership possible. After reaching that goal, you may feel like the pressure to budget … Read more
Whether you’re just starting to see the light at the end of the tunnel, or you’re already retired, there are money moves you need to make to ensure your golden years are golden. What you want is a happy, stress-free life. How you’ll get it is with ideas like these. 1. Make sure you’re on … Read more
Sean Pavone / Shutterstock.com What do you call a person with at least $100 million in assets? A centimillionaire. However, deciding where to stay when you’re traveling can be difficult, no matter your income level. From California to Florida, here’s a list of the most popular hotels visited by the nearly 10,000 centimillionaires living in … Read more
Mix and Match Studio / Shutterstock.com Like many Americans, I have plenty of street cred when it comes to dieting. When I was younger, in pursuit of weight loss I ate grapefruit, gave up fat, gave up all my favorite foods, followed a macrobiotic diet and tried fasting. Such crazy diet advice seems as American … Read more