6 Apps Like Albert: Get up to $750 in Seconds

Need cash fast? These apps like Albert can help.

Whether it’s an unexpected bill, a mid-week money pinch, or you just want early access to your paycheck, cash advance apps like Albert make it easy to get funds without the stress.

Unlike traditional payday loans that come with sky high interest rates, these apps offer instant cash advances with little to no fees and can deposit money into your account within minutes.

In this guide, I’ll break down the best cash advance apps, how they work, and what you’ll need to qualify. If you’re looking for a smart and simple way to cover short term expenses without getting stuck in debt, you’re in the right place. Let’s get started.

Cash Advance Apps Like Albert for Instant Money

These cash advance apps that loan you money are all highly reviewed and legitimate. In a hurry? Here are the top loan apps for instant money.

1. Best banking app: Current
2. Best payday membership: MoneyLion
3. Best for gig workers: Cleo
4. Best for saving on overdraft fees: Brigit
5. Best for flexible work hours: EarnIn
6. Best for fast-growing limits: Empower

1. Current: Best Banking App

Current offers a payday advance of up to $750 when you set up direct deposit, giving you access to your paycheck early without interest or hidden fees. The amount you qualify for depends on your deposit history and account activity, with advances automatically deducted from your next paycheck.

Unlike traditional payday loans, Current doesn’t require a credit check and offers instant transfers for premium members. To access the advance, simply enable the feature in the app, meet the eligibility requirements, and request funds as needed. It’s a simple, hassle-free way to get extra cash when you need it most.

Where to get it?

2. MoneyLion: Best Payday Membership

MoneyLion gives you 0% APR cash advances and low-interest personal loans while also helping you track spending, save money, and build credit. With over 2 million users, it’s designed for people who want financial flexibility without getting trapped in high-interest debt. Signing up is simple—download the app, open a free MoneyLion Core account, and get a debit card in about a week.

Once you fund your account and set up direct deposit of at least $250, you unlock instant cash advances with no fees or interest. For even more perks, upgrading to MoneyLion Plus gives you access to a 5.99% APR credit-builder loan, daily cashback, and exclusive rewards. If you’re tired of hidden fees and payday loan traps, MoneyLion might be worth checking out.

Where to get it?

3. Cleo: Best for Gig Workers

Cleo is an AI-powered money assistant that helps you budget, save, and track spending without the hassle. Available on iOS and Android, the app makes managing money simple—just ask Cleo things like “What’s my balance?” or “Can I afford this?” and she’ll break it down instantly with personalized insights and spending updates.

Cleo can also automatically save your spare change and set a budget to keep you on track. If you upgrade to Cleo Plus ($5.99/month) or Cleo Builder ($15.99/month), you can get a cash advance of up to $100 with no credit check and no interest—perfect for avoiding overdrafts. Unlike traditional lenders, Cleo doesn’t require W2s or proof of employment, making it a solid option for gig workers needing a quick cash boost.

Where to get it?

4. Brigit: Best for Saving on Overdraft Fees

Brigit gives you up to $250 instantly with no interest, no credit check, and no hassle. If your checking account balance is low, Brigit automatically spots you cash to cover upcoming expenses, helping you avoid overdraft fees that can add up fast.

Signing up is simple—just connect your bank account, and Brigit works with 15,000+ banks, including Chase, Wells Fargo, and Navy Federal. If you qualify, you get your cash advance immediately with no waiting period. It’s a solid option if you live paycheck to paycheck or just want a safety net for low balances.

Where to get it?

5. EarnIn: Best for Flexible Work Hours

EarnIn lets you access up to $750 of your paycheck per pay period with no fees, interest, or credit checks. Instead of charging you, EarnIn asks for optional tips, which makes it a great option if you’re in a bind but don’t want to rack up debt. You only need to upload your timesheet or connect your employer to verify hours worked.

What sets EarnIn apart is its flexibility—it’s ideal for hourly workers or freelancers who want to get paid as they earn. It also includes features like Balance Shield to help prevent overdrafts and Lightning Speed for instant transfers. Just connect your bank and get paid when you need it most.

Where to get it?

6. Empower: Best for Fast-Growing Limits

Empower gives you up to $300 instantly with no interest or late fees, and qualifying is simple—just connect your bank and show regular income deposits. Over time, Empower tracks your finances and can increase your cash advance limit based on your activity.

Beyond advances, Empower also helps you budget, save automatically, and track spending. If you want a full-service money management app that grows with you, Empower delivers. The app does charge a $8 monthly subscription fee, but there’s no cost for the advance itself.

Where to get it?

Final Thoughts

Cash advance apps like Albert can be lifesavers when you need quick cash without the high fees of payday loans. Whether you’re trying to avoid overdraft fees, get a small advance before payday, or just need a financial cushion, these apps make it easy to access money without credit checks or interest charges. Each app has different features, limits, and membership costs, so it’s important to choose the one that best fits your needs.

While cash advance apps provide short-term relief, they aren’t a long-term solution for financial stability. If you find yourself relying on them often, it might be time to look at budgeting strategies, side hustles, or better financial planning to break the cycle. But if you just need a little help making ends meet, these apps can be a quick and easy safety net when used responsibly.