How to Make $20 Fast Instantly

Need to make $20 fast? Whether you want a quick boost for your savings, a little extra spending money, or just want to see how easy it can be, there are real apps and platforms that can help you get there.

I rounded up some of the best ways to earn $20 quickly, from playing games to investing spare change, all from your phone or laptop. No complicated setups, no gimmicks, just simple ways to put a quick $20 in your pocket.

How to Make 20 Dollars Fast

There are so many ways to get $20 PayPal now. So, if you’re ready to discover practical ways to make $20 fast, let’s jump right in!

1. Make $20 Fast with Survey Junkie

Survey Junkie is one of the easiest ways to make quick money by sharing your opinions.

You can earn cash by taking surveys about products, services, and brands you already know.

Signing up is free and only takes a couple of minutes.

Once you are in, you can start completing surveys and earning points right away.

I signed up and was able to knock out a few surveys while watching TV, and the points added up pretty quickly.

When you hit the cash-out threshold, you can get paid through PayPal or redeem for e-gift cards.

The surveys are usually short, and you can pick the ones that interest you most.

If you want a simple and legit way to make $20 fast, Survey Junkie is a great place to start.


Survey Junkie


5.0

  • Share your opinion to help brands deliver better products and services
  • Fast payouts, legit, and our favorite survey site
  • Has paid out more than $25 million to its members


Join and Claim $5 Promo

2. Join Nielsen Mobile Panel and Get Rewarded

Nielsen Mobile Panel is a super simple way to earn extra money just by using your phone like you normally do.

All you have to do is sign up, install their app, and let it run quietly in the background.

Nielsen collects data on internet usage to help companies understand online trends, but everything is completely safe and anonymous.

When I signed up, the process only took a few minutes, and once I installed the app, I started earning rewards automatically.

You can get paid through gift cards, sweepstakes entries, and other rewards depending on your device and location.

The best part is that you do not have to do anything after the initial setup.

If you want an easy and passive way to make a little extra cash without lifting a finger, Nielsen Mobile Panel is a no-brainer.

Get $60 for installing app


Nielsen


5.0

  • This company will pay you $60 a year to keep their app on your favorite internet browsing device
  • They also give away $10,000 each month
  • Legit passive income opportunity


Join Nielsen


Our Review

3. Earn $20 Fast with Swagbucks

Swagbucks is one of the most popular ways to make quick money online doing everyday things.

You can earn points, called “Swagbucks” (or SB), for taking surveys, watching videos, playing games, and even shopping online.

Right now, they offer a $10 sign-up bonus when you create an account, confirm your email, and shop through their cash back portal.

When I tried it, I found it really easy to rack up points just by answering a few surveys and trying out special offers.

Once you earn enough points, you can cash out for PayPal money or grab gift cards from places like Amazon and Walmart.

The best part is that most of the activities can be done while you are relaxing on your couch.

If you want to make $20 fast with almost no effort, Swagbucks is definitely worth a shot.

$10 welcome bonus


Swagbucks


5.0

  • Earn points by taking surveys, playing games, and shopping online
  • Redeem rewards like PayPal cash or gift cards to top brands
  • Join millions who’ve earned over $800 million with Swagbucks and get a $10 welcome bonus


Claim Your $10 Bonus

4. Make $20 Fast with InboxDollars

If you want an easy way to make $20 without much effort, InboxDollars is a great option.

InboxDollars pays you real cash for doing simple things like taking surveys, watching videos, playing games, and even reading emails.

Right now, you can get a $5 sign-up bonus just for creating an account and confirming your email address.

When I signed up, it was quick and easy to start earning.

You rack up small amounts of cash for each task, and it adds up faster than you might think.

Once you reach the minimum cash-out amount, you can request payment through PayPal or even grab a gift card.

If you are looking for a fast and legit way to make $20 online, InboxDollars is a fun place to start.

$5 bonus

5. Sign Up for Acorns and Get a $20 Bonus

Want to make $20 fast and start growing your money at the same time?

Acorns is an investing app that rounds up your spare change from everyday purchases and automatically invests it for you.

It is a super easy way to build savings without even thinking about it.

Right now, if you sign up through a promo link and make your first small deposit, Acorns will give you a $20 sign up bonus.

Getting started only takes a few minutes.

You connect your bank account, make a deposit, and watch your money start working for you.

I tried it and the bonus showed up quickly after my account was set up.

It is a simple way to kickstart your savings and get a free $20 just for taking the first step.

$20 bonus


Acorns


4.8

  • Acorns rounds up spare change from purchases and invests it for you
  • Get a $20 bonus when you invest just $5 and start a recurring deposit
  • Start building long-term wealth with just $3/month—free if you’re under 24 and in school


Start Investing with Acorns

6. Play Solitaire Cash and Win $20 Fast

Looking for an easy way to make $20 just by playing Solitaire on your phone?

Solitaire Cash is a legit app where you can win real money, and it is super simple to get started.

It is available for both iPhone and Android users, and matches you with other players at your skill level so it always feels fair.

You can jump into tournaments and head-to-head games for real cash prizes.

I was mostly excited about the cash tournaments.

Once I made a small deposit, I was able to start entering real money games, and cashing out through PayPal was quick and easy.

If you have ever played classic Solitaire, you already know the basics.

Stack the cards by suit in order.

That is it.

Fun, fast, and a real chance to win.


Solitaire Cash


4.6

  • Play classic Solitaire in head-to-head cash tournaments
  • Compete against players of similar skill levels for real money rewards
  • 100% legit—payouts are reliable, and winning is based on skill
  • Quick and easy withdrawals ensure you get your winnings without hassle


Play Solitaire Cash →


Solitaire Cash Review

7. Invest with Arrived and Earn Your First $20

Looking for a smarter way to make $20 fast without a ton of effort?

Arrived makes it easy to invest in real estate without needing thousands of dollars to get started.

You can buy shares of rental properties and earn passive income from rent and property appreciation.

I tried it and found the process super simple.

You just create an account, choose a property you like, and invest as little as $100.

Arrived takes care of everything — property management, collecting rent, and sending you payouts.

It feels like owning real estate, but without the headaches.

If you are looking for an easy way to start investing and grab a quick $20, Arrived is definitely worth checking out.


Arrived


5.0

  • Invest in rental homes with as little as $100
  • Earn passive income from rent payments
  • No landlord duties—Arrived manages everything
  • Diversify with properties across the U.S.
  • Easy sign-up and no accreditation required


Start Investing With $100

FAQs

How to make 20 dollars fast?

Making 20 dollars online is possible by claiming sign up bonuses, play games for free gift cards that are worth $20 or more, sign up for a bank account and get paid a sign up bonus, join reward sites, get paid to watch videos and shop online, and taking surveys.

Is it easy making money online?

It is easy to make money online and find ways to reach financial freedom. While learning about easy ways to make $20 a day online and other ideas to make $20 a day won’t make you rich. You can earn more money by finding more free money making ideas and save money, invest, and having more money in your wallet.

Are people really winning free gift cards?

It is true, you can win real world rewards and free gift cards by using game apps to win real money. The most popular game apps that pay you for playing games are Blackout Bingo, Mistplay, and Swagbucks. They are available in the Google Play Store and Apple App Store.

Can you really make money by taking surveys?

Taking surveys on the top rewards site like Swagbucks and Survey Junkie is legit and both offer a completely secure website for consumers. On Swagbucks, besides paid surveys, you can create a free account and earn more money on your cell phone watching videos and playing games. They offer cash rewards and a $10 sign up bonus. Both are legitimate websites that’ll pay you for taking surveys.

Summary of How to Make 20 Dollars Fast

Making $20 fast is easier than you might think when you know where to look. Whether you are playing a few rounds of Solitaire, answering quick surveys, or getting a head start on investing, there are legit ways to hit that $20 goal without a lot of effort. Pick the option that sounds the most fun or fits into your daily routine, and get started today. A small win now could even open the door to bigger earnings later.

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