13 Realistic Ways to Make $400 Fast (In a Day, Week or Less)

Need $400 fast? Life happens—we’ve all been there. Whether it’s an unexpected bill or something you’re saving up for, you can come up with the cash if you’re willing to hustle.

Millions of people turn to gig jobs and side hustles because they work. If you need quick money, here are some legit ways to make $400 fast—things you can start today. While there are plenty of long-term ways to make money, these are the best options for getting cash in the short term.

13 Quick Ways to Make 400 Dollars Fast

zippyloan.com

Just remember, if you actually need money now then you can opt for a personal loan.

When you need $400 fast in a hurry, ZippyLoan is where to go.

You apply for a loan through the ZippyLoan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get.

You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders.

They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Or you can use your free time and your freedom to make an extra $400 fast.

1. Get a $10 Bonus from Fundrise

Fundrise is a great way to dip your toes into real estate investing without needing tons of cash upfront. For as little as $10, you can start building a real estate portfolio, and new users even get a $10 bonus to kick things off. Whether you’re new to investing or looking to diversify, Fundrise offers an easy and flexible way to grow your money while investing in properties nationwide.

$10 bonus


Fundrise


5.0

  • Earn passive income with real estate investing starting at just $10
  • Easy-to-use app for seamless access to crowd-funded real estate deals
  • Perfect for those who want their money to work for them


Start Investing With $10

We earn a commission for this endorsement of Fundrise.

2. Get a $20 Investment Bonus from Acorns

Investing $100 a month might not seem like much, but over time, it adds up. With a 9% average return, that small habit could turn into $184,447 in 30 years—no stock picking, no stressing over the market.

Acorns makes it easy by rounding up your spare change and investing it automatically. Whether you start with just a few bucks or put in money consistently, it helps you build wealth without thinking about it. Plus, new users get a $20 bonus just for signing up and setting up a $5 monthly investment.

If you’ve been putting off investing, this is the easiest way to start. Set it, forget it, and let your money work for you.

$20 bonus


Acorns


5.0

  • Effortless investing: Acorns rounds up your spare change and invests it automatically—no extra work required
  • Big potential growth: Investing $100 a month could grow to over $180,000 in 30 years with a 9% return
  • Free money: Sign up, fund your account with $5, and set up recurring investments to get a $20 bonus


Claim Your $20 Bonus Now

3. Earn Rental Income with Arrived

Want another easy way to make money? Arrived lets you invest in rental properties without the hassle. I tried it myself—bought shares in homes, earned passive income, and watched my investment grow. Best part? Arrived takes care of everything.

You can start with just $100 and earn rental income without dealing with tenants, repairs, or property management. Your money works for you, and you get paid every quarter. The sooner you start, the sooner you can start earning.


Arrived


5.0

  • Invest in rental homes with as little as $100
  • Earn passive income from rent payments
  • No landlord duties—Arrived manages everything
  • Diversify with properties across the U.S.
  • Easy sign-up and no accreditation required


Start Investing With $100

4. Sell Something Worth $400

One easy way to get $400 fast is simply to sell something worth $400. It doesn’t even have to be one thing, you can sell 2 things worth half as much or even sell 3 things. Sounds silly, but you can sell things you don’t need which can provide short term relief for expenses.

If you have some electronics or anything of value lying around, list them on Facebook Marketplace or use selling apps to get quick cash:

  • Clothing & Accessories: Use apps like Poshmark or Mercari to sell old clothes.
  • Electronics: Sell unused tech on eBay or Facebook Marketplace.
  • Furniture: Post locally on Facebook Marketplace, Craigslist or OfferUp for a quick sale.

5. Get a $400 Overdraft with Current App

current app store

Current is one of the best online banking apps we’ve reviewed and allows you to get a paycheck advance of up to $400 with no credit check.

What’s best is that you won’t pay any fees at all, that means no monthly or annual fees. Plus, you don’t ever need to maintain a balance on your account.

If you set up a Current account with direct deposit through them — you can get early access to your paycheck, up to 2 days earlier than some of your co-workers!

It’s basically a free banking app that is free to open and easy to use.

To get up to $400, create a free account, navigate to the services tab, and select “Paycheck Advance” to check eligibility and request an advance if qualified.

Get up to $750


Current


5.0

  • Get a paycheck advance of up to $750 without a credit check
  • Unlimited access, advance as much as you qualify for, as often as you need
  • No minimum balance or hidden fees, 100% free
  • Claim a $50 bonus with code WELCOME50 and a $200+ deposit in 45 days!


Sign Up & Earn $50

6. Bank Account Bonuses Can Score You Cash

Making $400 quickly with bank account bonuses is an easy and low-effort strategy. Many banks offer generous bonuses for opening new accounts and meeting simple requirements like setting up direct deposit or maintaining a minimum balance.

Here are some current offers that are currently available to claim:

Best for checking

Best for savings

Best for business

Chase Total Checking® (Nationwide)

SoFi Checking & Savings (Nationwide)

Chase Business Complete Checking® (Nationwide)

  • Bonus Offer: $300
  • Minimum Deposit: $500
  • Direct Deposit: Yes
  • Expiration Date: 1/22/25

  • Bonus Offer: $325
  • Minimum Deposit: $1,000-$5,000
  • Direct Deposit: Yes
  • Expiration Date: 12/31/25

  • Bank Bonus: $300
  • Minimum Deposit: $2,000
  • Direct Deposit: No
  • Expiration Date: 1/16/25

Best for checking

Chase Total Checking® (Nationwide)

  • Bonus Offer: $300
  • Minimum Deposit: $500
  • Direct Deposit: Yes
  • Expiration Date: 1/22/25

Best for savings

SoFi Checking & Savings (Nationwide)

  • Bonus Offer: $325
  • Minimum Deposit: $1,000-$5,000
  • Direct Deposit: Yes
  • Expiration Date: 12/31/25

Best for business

Chase Business Complete Checking® (Nationwide)

  • Bank Bonus: $300
  • Minimum Deposit: $2,000
  • Direct Deposit: No
  • Expiration Date: 1/16/25

7. Find a Part-Time Job to Make $400 Fast

If you need cash quickly, picking up a part-time job is one of the easiest ways to get paid fast. Many places hire on the spot or within a few days, especially for roles like retail, food service, or warehouse work. Here are some more ideas on making extra cash fast with a part-time job:

  • Quick Hiring: Look for retail stores, restaurants, or warehouses that hire on the spot or within a few days. They often need extra help fast!
  • Retail Jobs: Stores like Walmart, Target, or local grocery chains are always hiring. Pay starts at $12–$18 per hour, and you can work evenings or weekends. Some even offer employee discounts.
  • Restaurant Work: Become a server, host, or kitchen staff at a local restaurant. Servers can make $100+ per shift in tips during busy hours, and fast-food chains like McDonald’s or Chipotle offer flexible hours and quick hiring.
  • Warehouse Shifts: Companies like Amazon and FedEx pay $15–$20 per hour for part-time shifts. Many offer weekly pay and sign-on bonuses to help you reach $400 even faster.

These jobs don’t require special skills or fancy resumes. Just apply, show up, and start making money in days! Perfect if you need cash fast.

8. Rent What You Already Own

If you’re looking for easy ways to make quick cash without much effort, renting out items you already own can be a game-changer.

  • Rent Out Your Car: Use apps like Turo or Getaround to let others use your car when you’re not driving. Earn $30–$50 per day—or more if you have a premium car!
  • Rent Extra Space: Got a garage, basement, or spare closet? List it on Neighbor and get paid by people who need storage. It’s effortless cash for space you’re not using.
  • Rent Tools & Equipment: Seasonal items like snowblowers, lawnmowers, or camping gear are always in demand. List them on Fat Llama, and you can charge 10–20% of the item’s value per rental.

All it takes is uploading a photo, setting a price, and coordinating pick-ups. Pretty solid if you’re looking for quick cash without any real effort beyond uploading a photo and coordinating a pick-up time.

9. Bring Home $400 with Gig Apps

Gig apps are a fast and flexible way to earn cash whenever you have free time. Here are some of the best options:

  • DoorDash: Deliver food and earn on your own terms, plus tips. Peak times like lunch and dinner can help you maximize earnings.
  • Uber or Lyft: Use your car to drive people around and earn money per ride, especially during busy hours or events.
  • Instacart: Shop for and deliver groceries to customers. You can make $20+ per hour, and tips can significantly boost your earnings.
  • TaskRabbit: Get paid to help people with simple tasks like assembling furniture, moving, or running errands. Set your own rates and work locally.
  • Fiverr: Offer small, easy services online like graphic design, writing, or virtual assistance. You can earn $5–$100+ per gig depending on your skills.

These apps let you work on your own schedule, making them perfect for earning quick cash fast!

10. Try Paid Surveys for Easy Quick Money

Paid surveys are an easy way to make money from home with minimal effort. Here are some of the best platforms to try:

  • Survey Junkie: Earn up to $75 for completing specialized surveys. It’s great for quick cash if you qualify for higher-paying opportunities.
  • InboxDollars: Get paid not just for surveys but also for watching videos, reading emails, and completing small tasks.
  • Kashkick or Freecash: Complete microtasks like watching videos, playing games, or answering short surveys to earn money quickly.

11. Get $60/Year for Downloading an App

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too. I downloaded this app and make around $60 passively… it’s a legit app

This company will pay you $60 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month.

So you can possibly make $400 fast or more. You don’t really have to do anything other than initially register your computer or phone.

Nielsen also offers:

  • Up to $60 in reward points for gift cards
  • Instant win games
  • Exclusive invitations for survey and research opportunities

Sign up through here for a registration bonus.

Get $60 for installing app


Nielsen


5.0

  • This company will pay you $60 a year to keep their app on your favorite internet browsing device
  • They also give away $10,000 each month
  • Legit passive income opportunity


Join Nielsen


Our Review

12. Play with Dogs to Make $400 Fast

If you are an animal lover, you could get paid to walk other people’s dogs. This can be a lucrative side hustle you can do to make $400 fast. There are many pet care sites that will connect you with clients who need someone to walk their dogs or check in on them while they are busy at work or gone out of town.

Rover is a website and app that pet owners use to find pet sitters and dog walkers who provide dog walking and pet sitting services. You can easily make $1,000 fast if you walk multiple dogs on a daily basis.


Rover


4.5

What can be more fun than walking dogs around your neighborhood and get paid? You can do it on your time and get paid today with Rover! According to Rover, dog walkers and sitters can earn up to $1,000 per month.


Start Earning

13. Do Freelance Work Online to Make $400 Fast

If you have a talent or skill, freelancing is one of the fastest ways to make money. Platforms like Fiverr and Upwork make it easy to find short-term gigs that match your expertise. Whether it’s writing, graphic design, editing, or even data entry, you can start earning money in as little as a day once your profile is set up. Quick projects like creating logos or proofreading documents can pay anywhere from $20 to $100 per task.

Another great option is offering your skills directly to people or small businesses. For example, if you’re good at social media, help manage someone’s accounts or create content for their pages. If you excel in academics or a particular subject, you can tutor students online or in person. Tutoring gigs often pay $20–$50 per hour depending on the subject and location. By focusing on tasks you’re already good at, freelancing is an effective and flexible way to make $400 quickly!

Frequently asked questions (FAQs)

Here are some resources for you to learn how to make an extra 400 dollars fast:

How to make 400 dollars fast without a job?

You can make 400 dollars fast without a job through a lot of ways like getting paid to drive your car, make money on Twitch, drop shipping, selling your plasma, and various other ways.

How to make a quick 400 dollars a day?

You can make a quick two hundred dollars a day by selling items that you have lying around your home on different selling apps.

How to make 400 dollars a month as a teenager?

You can make 400 dollars a month as a teenager by flipping cell phones for major profits, making money off YouTube, getting paid to take online surveys or getting paid to play games.

Good Luck Making $400 Quickly

If you wanted more ways to make money online besides these methods of how to make $400 fast, here’s my list of the best ways to make money online:

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