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Whether you’re a small business with light activity or a growing operation with high cash flow, U.S. Bank has you covered. Open a Silver Business Checking Package to enjoy no monthly maintenance fees, 125 free transactions per month, and a $500 bonus, or choose the Platinum Business Checking Package for 500 free transactions monthly, premium perks, and a $900 bonus. Use promo code Q1AFL25 and complete the qualifying activities by March 31, 2025, to claim these exclusive offers! |
Up to $900 Bonus
Whether you’re a small business with light activity or a growing operation with high cash flow, U.S. Bank has you covered. Open a Silver Business Checking Package to enjoy no monthly maintenance fees, 125 free transactions per month, and a $500 bonus, or choose the Platinum Business Checking Package for 500 free transactions monthly, premium perks, and a $900 bonus. Use promo code Q1AFL25 and complete the qualifying activities by March 31, 2025, to claim these exclusive offers!
Banking can be a competitive industry, and banks are constantly offering promotions and bonuses to attract new customers.
From sign-up bonuses for opening a new account to cash back rewards for using a certain credit card, these banking promotions can provide valuable benefits for consumers.
In this article, we will take a closer look at some of the current U.S. Bank promotions and bonuses available and help you determine which ones are worth considering for your financial needs.
U.S. Bank Offers Several Promotions, Including:
- Business Checking: Up to $900 bonus for new customers who open a business checking account with promo code Q4AFL24
- Cash+ Visa Signature Card: $200 bonus
- Altitude Connect Visa Signature Card: 50,000 bonus points
- Altitude Go Visa Signature Card: 20,000 bonus points
To receive a bonus, you usually need to satisfy a minimum deposit requirement or receive qualifying direct deposits.
For example, to receive the up to $900 business checking bonus, you must:
- Open a new, eligible business checking account online using this link
- Deposit $30,000 in new money within 30 days of account opening
- Maintain that balance for 60 days
Next, we’ll go into further details about these U.S. Bank promotions.
1. U.S. Bank CD Specials
U.S. Bank provides some of the best CDs rates offering its most competitive, promotional rates – and great returns:
| Terms in months | CD Amount | APY |
|---|---|---|
| 7 | $1,000 – $250,000 | up to 4.80% |
| 11 | $1,000 – $250,000 | up to 4.90% |
| 15 | $1,000 – $250,000 | up to 4.95% |
| 19 | $1,000 – $250,000 | up to 4.95% |
Compared to rates offered by the best digital banks, the bank’s CD Special rates are generally competitive.
With their CD Special rates, you can choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.
Their CD Special rates require a minimum deposit of $1,000 and are subject to a maximum deposit of $250,000. As with all U.S. Bank CDs, the CD Special is FDIC-insured.
Rates vary by state and zip code.
2. U.S. Bank Money Market Savings Account
U.S. Bank, established in 1863 and headquartered in Minneapolis, MN, provides the U.S. Bank Elite Money Market Account, which can be availed in 26 states throughout the United States.
The U.S. Bank Elite Money Market Savings Account has tiered interest rates that pay more for higher balances. U.S. Bank money market offers an APY of up to 4.70% on balances between $25,000 and $499,999.
Experience banking made convenient with U.S. Bank. Enjoy a hassle-free and speedy application process online to get you started on your financial journey. Plus, with its cutting-edge U.S. Bank Mobile App, you can bank anytime and anywhere, right at your fingertips.
U.S. Bank Business Banking Promotions
U.S. Bank is a substantial financial institution in the country, boasting 3,000 branches in 26 states. It provides an array of checking and savings options to cater to diverse requirements.
Let’s explore the best U.S. Bank promotions available right now, so you can make an informed decision and start reaping the benefits of banking with one of the country’s top financial institutions.
3. U.S. Bank Platinum Business Money Market Account – Bonus rate
Boost your business savings strategy with the U.S. Bank Platinum Business Money Market account and you can earn up to 3.50% bonus interest rate.
This unique money market account offers one of the industry’s highest interest rates, growing your savings while keeping your funds readily accessible.
The seamless integration with your checking account provides convenient financial management.
As your account balance increases, so does your interest rate, and a minimum balance of $10,000 eliminates monthly maintenance fees.
Join the ranks of satisfied business owners and grow your savings under the assurance of FDIC insurance up to $250,000.
Enhance your business savings journey today with the U.S. Bank Platinum Business Money Market account.
Platinum Business Money Market Account
4.5
Annual Percentage Yield: up to 3.50% bonus interest rate
Monthly fees: $15.00 (Waived with $10,000 min. balance) | Bonus: $0 | Minimum Deposit Requirement: $100
Why We Picked It: A Platinum Business Money Market account from U.S. Bank offers businesses competitive interest rates and convenient access to funds. You can start earning interest right away after depositing funds, and enjoy features such as online banking, check writing, and ATM access.
- Bonus APY
- Includes checks and an ATM card
- High balance requirement for promotional rate
4. U.S. Bank Silver Business Checking Package – Earn a $500 Bonus!
Perfect for businesses with light transaction activity, the U.S. Bank Silver Business Checking Package is designed to save you time and money while offering valuable perks. Here’s why it’s a great fit for your business:
- No monthly maintenance fees – Keep more of your earnings.
- 125 free transactions per month – Plenty of flexibility for your business needs.
- Low $0.50 fee for additional transactions – Affordable for growing activity.
But here’s the best part: You can earn up to $500 when you open a new, eligible U.S. Bank business checking account online! Simply use promo code Q1AFL25 and complete the qualifying activities.
This is an easy way to boost your business finances while enjoying a reliable checking solution.
Click here to learn more and apply online today!
Offer valid through March 31st, 2025. Member FDIC.
5. U.S. Bank Platinum Business Checking Package – Earn up to a $900 Bonus!
Elevate your business banking with the U.S. Bank Platinum Business Checking Package, tailored for businesses managing substantial cash flow. This premium account offers exceptional benefits to streamline your financial operations:
- 500 Free Transactions Monthly: Handle high transaction volumes with ease.
- Additional Transactions at Just $0.40 Each: Cost-effective solutions as your business scales.
- 50% Discount on Initial Check Orders (Up to $100): Save on essential business supplies.
- Complimentary Mobile Check Deposits: Deposit checks conveniently from anywhere.
- Free Front and Back Check Images: Maintain detailed and accessible records.
- $30 Monthly Maintenance Fee, Waivable with Qualifying Balances: Enjoy fee-free banking by maintaining the required balance.
Limited-Time Bonus Offer: Earn up to $900 when you open a new, eligible U.S. Bank Platinum Business Checking account online. Use promo code Q1AFL25 and complete the qualifying activities to take advantage of this exclusive offer.
Learn more and apply online today!
Offer valid through March 31st, 2025. Member FDIC.
U.S. Bank Alternatives
Get the most out of your banking experience with the best bank bonuses available.
Whether you’re looking to open a new checking account, switch to a new financial institution, or simply looking for ways to grow your wealth, bank bonuses can provide you with the extra cash you need to achieve your financial goals.
See our table below for top bank bonuses and how you can take advantage of them.
|
Best for checking  |
Best for savings  |
Best for business  |
|
Chase Total Checking® (Nationwide) |
SoFi Checking & Savings (Nationwide) |
Chase Business Complete Checking® (Nationwide) |
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Best for checking
Chase Total Checking® (Nationwide)
- Bonus Offer: $300
- Minimum Deposit: $500
- Direct Deposit: Yes
- Expiration Date: 1/22/25
Best for savings
SoFi Checking & Savings (Nationwide)
- Bonus Offer: $325
- Minimum Deposit: $1,000-$5,000
- Direct Deposit: Yes
- Expiration Date: 12/31/24
Best for business
Chase Business Complete Checking® (Nationwide)
- Bank Bonus: $300
- Minimum Deposit: $2,000
- Direct Deposit: No
- Expiration Date: 1/16/25
Or you can take advantage of bank promotions with no deposit required (my personal favorite).
Final Word
In conclusion, U.S. Bank is a reputable financial institution that offers a wide range of promotions to its customers.
Whether you are a new or existing customer, there is likely a promotion that can benefit you. From bonuses for opening new accounts, to cash back rewards for using credit cards, to discounts on mortgage rates, U.S. Bank has something for everyone.
Before taking advantage of a promotion, be sure to review the eligibility requirements and the terms and conditions to ensure you are making the most of the offer.
With its commitment to providing top-notch financial services, U.S. Bank is a smart choice for those looking to manage their finances and grow their wealth.
Frequently Asked Questions (FAQs)
U.S. Bank offers a variety of promotions, including bonuses for opening new checking accounts, cash back rewards for using credit cards, and discounts on mortgage rates. The current promotions and offers can be found in our article.
To take advantage of U.S. Bank promotions, you can either visit a local branch or go to the bank’s website and look for the current offers. In some cases, you may need to use a specific promo code or meet certain eligibility requirements to participate in a promotion.
Not necessarily. U.S. Bank offers promotions for both new and existing customers. Some promotions may only be available to new customers, while others may be open to both new and existing customers.
The eligibility requirements for U.S. Bank promotions can vary, but typically, you must be a U.S. citizen or resident, have a valid Social Security number, and meet other specific criteria as outlined in the promotion’s terms and conditions. You can check the eligibility requirements for a particular promotion on U.S. Bank’s website or by speaking with a representative.
Yes, U.S. Bank promotions typically have an expiration date and are only available for a limited time. The expiration date will be listed in the terms and conditions of the promotion, and it is important to take advantage of the offer before it expires.
It depends on the specific promotions and the terms and conditions associated with each one. Some promotions may not be combinable with other offers, while others may allow you to participate in multiple promotions simultaneously. It is important to review the terms and conditions of each promotion to determine if you are eligible to participate in multiple promotions.