Discover a world where cash flow worries are a thing of the past! Have you heard about cash advance apps like Earnin?
Picture this:
Your wallet’s empty, and payday feels like a distant mirage. Then, out of nowhere, an unexpected expense hits. đ©
Welcome to the rescue: cash advance apps.
These apps are legit though.
Here’s why:
- Instantly tap into the cash you’ve already earned. No waiting, no stress.
- Absolutely zero hidden interest rates. Because it’s your hard-earned money.
- A lifesaver for those curveballs life throws your way.
- The game changers? Apps like Earnin, redefining the financial landscape.
So, when you’re pinching pennies, and payday seems eons away, remember: there’s an arsenal of apps like Brigit, ready to be your financial superheroes.
Best Apps Like Earnin
Top Cash Advance Apps â Ranked
17 viewing right now

EarnIn
No interest · Free to use · Instant transfers

Current
Zero fees · No monthly cost · Always free

Cleo
AI budgeting · Cash advances · $6â$15/mo

Brigit
Auto-advances · No credit check · $8.99/mo
Monthly Cost
$8.99 â $15.99

MoneyLion
No monthly fees · Same-day Instacash
Owe $10K+? Get debt reduced 30â50%
Free consultation · No upfront fees · National Debt Relief
Learn More â
Not sure which app? Take the quiz
3 questions · 15 seconds
How much cash do you need?
đ” Under $100
đ° $100 â $300
đŠ $300 â $750
How fast do you need it?
⥠Same day
đ By tomorrow
đ No rush
What matters most?
đ Zero fees
đ Highest amount
âš Easiest approval
Finding your match…
Scanning 5 apps
1. Current
Current is a solid option if you need a paycheck advance without the hassle. You can get up to $750 with no credit check, no monthly fees, and no minimum balance requirements.
If you set up direct deposit with Current, you can even get your paycheck up to two days earlyâbasically getting paid before some of your co-workers.
Getting started is simple: open a free account, go to the services tab, and select âPaycheck Advanceâ to see if you qualify. If approved, you can access the funds quickly.
Get up to $750
Current
5.0
- No interest on cash advances
- Advances of up to $750 (based on eligibility)
- 100% free and no credit check
- Full mobile banking
Where to get it?
2. Albert
Albert is a great option if you need a little extra cash to make it to payday. You can get up to $1,000 with no credit check, no interest, and no hidden fees. If you have a paycheck and have repaid past advances, you can request up to three cash advances per pay period.
But Albert isnât just about cash advancesâitâs an all-in-one money app. You get a checking account with a debit card that earns cash back, a smart savings account that can automatically set money aside, and even investing options, whether you want to do it yourself or use their Robo-advisor.
One of its standout features is Genius, which lets you text with a certified financial expert anytime for just $6/month. Plus, you can try it free for 30 days when you sign up through this link.
Where to get it?
3. Cleo
Cleo is an AI-powered money assistant that helps you budget, save, and track your spendingâall through a fun, chat-based app. You can ask Cleo anything from âWhat’s my balance?â to âCan I afford a coffee?â, and she’ll break it down instantly with personalized insights and easy-to-read charts.
She can also automate your savings by setting money aside from your spare change, create a budget for you, and help you stay on track.
If you upgrade to Cleo Plus ($5.99/month) or Cleo Builder ($15.99/month), you can get a cash advance of up to $250âinterest-free and with no credit checkâto help avoid overdrafts. And if you’re a gig worker, no worriesâCleo doesnât require W2s or proof of employment.
Get up to $250
Cleo
4.0
- Get up to $250 without credit checks
- Chat with an AI that helps you budget and roast your spending
- Automatically tracks and breaks down your expenses
- Fun, no-pressure way to manage your money
Where to get it?
*First timers can usually qualify for $20 to $70 to start with. Once you pay it back you’ll unlock higher amounts up to $250.
4. MoneyLion
MoneyLion is a feature-packed money app that gives you 0% APR cash advances, low-interest personal loans, and tools to help you track spending and savingsâall without hidden fees or overdraft charges.
With over 2 million members, MoneyLion makes it easy to manage your money. You can open a free MoneyLion Core account, get a sleek black debit card in about a week, and fund your account with an instant transfer. If you set up direct deposit of $250 or more, you unlock instant 0% APR cash advances to help cover shortfalls.
For even more perks, MoneyLion Plus offers a 5.99% APR credit-builder loan, $1 daily cashback, and other exclusive benefits.
If high-interest loans have held you back, MoneyLion can help you take control of your finances and start building savings.
Where to get it?
5. Brigit
Brigit is a simple, no-hassle app that gives you up to $500 instantly with no interest, no credit check, and no hidden feesâhelping you avoid overdraft charges when your balance runs low.
If Brigit sees that your bank account doesnât have enough for upcoming expenses, it will spot you up to $250 automatically so youâre covered. This can save you hundreds in overdraft fees over time.
Getting started is easyâjust connect your bank account (Brigit works with 15,000+ banks, including Bank of America, Chase, Wells Fargo, and Navy Federal). No paperwork, no waitingâjust quick cash when you need it.
Brigit is a great option if you tend to keep a low bank balance and want peace of mind knowing you wonât get hit with surprise fees.
Get up to $500
Brigit
4.0
- Access between $25 – $500 in Instant Cash with no interest
- Built-in alerts to prevent overdrafts
- No FICO needed
See if Brigit can send you $500 today
Not all users will qualify. Depending on eligibility, advances range $25â$500. ME: $25-$250 only. Avg advance $72 from 2/2018 – 1/2026. Express Delivery is optionalâfee may apply. Most users receive their Express Delivery within 20 minutes. $8.99â$15.99 monthly subscription may apply. Cancel anytime. Not available in all states.
Log in to the Brigit app to learn more. To enroll in our free option, email terms1@hellobrigit.com and state that you would like an Advance without subscribing to one of our Membership plans.
Where to get it?
Apps Like Earnin Can Help
If you need quick cash before payday, apps like Earnin can be a lifesaverâhelping you cover expenses, avoid overdraft fees, and get paid faster.
This article covers the best cash advance apps for iOS and Android, including:
- Current â Get up to $750 with no credit check or fees.
- Albert â Access up to $250 with no interest and enjoy smart budgeting tools.
- Cleo â A chat-based money assistant offering cash advances up to $250, great for gig workers.
- MoneyLion â A feature-packed app with 0% APR cash advances and low-interest loans.
- Brigit â Instantly get up to $500 to prevent overdrafts, with no hidden fees.
These apps offer fast, hassle-free cash advances with no credit checks and low or no fees, making them a great alternative to payday loans. Download one today and get the cash you need, when you need it.


