Let’s cut the BS: you need money fast, and you’re tired of clicking through garbage listicles that recommend “sell your plasma” or “take surveys for pennies.”
I’ve personally tested hundreds of money-making apps over the past 10+ years. These are the only ones that consistently deliver same-day cash without wasting your time.
Everything below pays via PayPal or direct deposit, usually within hours. No waiting 30 days for a $5 gift card. No complicated requirements. Just straightforward ways to earn $20+ today—tested by me and thousands of people in this community.
Here’s what actually works:
1. Add up to $20 in your wallet without much work
If you need $20 today, this is one of the fastest and easiest options and has recently been featured on CBS.
Branded lets you earn cash by completing short surveys and bonus offers. Some surveys take just a few minutes and pay immediately, while offers can pay even more if you complete simple tasks like signing up for free trials or testing apps.
The best part is there is no waiting period to cash out. Once you hit the minimum, you can redeem your earnings for PayPal cash or gift cards right away. Many users hit $10 to $20 the same day just by stacking a few surveys and offers.
Signing up is free, takes under a minute, and you can start earning immediately.
⚡ Fastest Option
💰
Quick Money
Make Your First $20 Today with Branded
Need cash fast? Branded pays you to complete simple tasks on your phone—install apps, play games to specific levels, or try new services. Each task shows the exact payout upfront (typically $5-$100), so you can quickly string together a few offers to hit $20 or more today.
Start Earning $20 Now
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✓ Get Paid Same Day
✓ PayPal Cash Out
✓ No Deposit Needed
2. Turn a classic card game into real money
If you already play solitaire on your phone, this is an easy way to make it more interesting.
Solitaire Cash lets you compete in skill based solitaire games for cash prizes. You are matched with players of similar skill levels, and your score and speed determine how you place in each game.
Games are quick, easy to understand, and you can start with low entry fees to see how it works. Some players cash out small amounts pretty fast, while others play consistently and build up their balance over time. It is not guaranteed money, but it gives you a real shot at earning while playing something familiar.
The app is free to download, and once you meet the withdrawal minimum, you can cash out your winnings. If you are already spending time on mobile games, this can be a fun way to potentially earn from it.
🏆 Win Real Cash
🃏
Skill-Based Gaming
Win $20+ Playing Solitaire Cash
Love solitaire? Solitaire Cash lets you compete in real-money tournaments against other players. Win cash prizes based on your skill—the better you play, the more you can win. Many players earn $20 or more in their first day through multiple tournament wins.
Start Playing for Cash
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✓ Real Cash Prizes
✓ PayPal Withdrawals
✓ Skill-Based Wins
3. Play quick games for a shot at real cash prizes
If you enjoy mobile games and want a chance to turn spare time into real money, this one is worth checking out.
Blitz Win Cash is a skill based gaming app where you compete in short matches for cash prizes. Instead of relying on luck, you play against other users in fast paced games, and your performance determines how much you earn.
Games are quick, payouts are transparent, and you can start with low entry fees to test it out. Some users cash out small wins quickly, while others play longer sessions to build up their balance. If you are already playing games on your phone, this can be a more rewarding way to do it.
Withdrawals are available once you meet the minimum, and the app is free to download so you can try it without committing much upfront.
⚡ Quick Tournaments
🎯
Multiple Games
Earn $20 Fast with Blitz Win Cash
Play multiple skill-based games and win real money in fast tournaments. Choose from solitaire, bingo, and more—compete against real players and cash out your winnings via PayPal. Quick matches mean you can stack up multiple wins to hit $20+ today.
Start Winning Cash
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✓ Multiple Game Options
✓ Fast Tournaments
✓ PayPal Cashout
4. Don’t let $20 sit there, put it to work
Once you’ve earned $20, the real question is what you do with it. Instead of blowing it on something forgettable, Fundrise lets you start investing in real estate with as little as $10. You don’t need to buy property, deal with tenants, or know anything about real estate to get started.
Fundrise pools your money into a diversified portfolio of rental properties and private real estate projects designed to grow over time. Everything is hands off, you can track your investment from your phone, and it only takes a few minutes to sign up. If you want your $20 to actually do something instead of disappearing, this is one of the simplest ways to start.
📈 Build Wealth
🏘️
Real Estate Investing
Turn That $20 Into Long-Term Wealth
Made some quick cash? Put it to work with Fundrise. Start investing in real estate with as little as $10—no need to buy property or be a landlord. Fundrise builds diversified real estate portfolios that historically deliver 8-10% annual returns. Turn your side hustle earnings into passive income.
Start Investing Today
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✓ Start with $10
✓ 8-10% Returns
✓ Passive Income
5. Ask this company to pay off your credit card debt
Drowning in debt makes everything harder, especially when you are just trying to get through the week. Credit cards, medical bills, and collections add stress fast and the longer they sit, the worse they get.
If you owe $10,000 or more, National Debt Relief could help you take control. They work with creditors to roll multiple debts into one manageable monthly payment, helping you move forward without juggling bills.
There is no upfront cost to see if you qualify and no fees unless they successfully resolve your debt. In many cases, people become debt-free in as little as 24 to 48 months.
It takes about 30 seconds to answer a few questions and see your options. If you are already looking for quick wins and breathing room, this could be an easy first step.
💡 Get Help
🛡️
Debt Relief
Struggling with Debt? Get Professional Help
If you’re hustling to make $20, overwhelming debt might be holding you back. National Debt Relief helps negotiate with creditors to reduce what you owe—often by 30-50%. Get a free consultation to see if debt relief can help you break free and start building wealth instead.
Get Free Debt Consultation
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✓ Free Consultation
✓ Reduce Debt 30-50%
✓ No Upfront Fees
6. Earn real cash by completing simple online tasks
If you are trying to make $20 fast, this is one of the easiest places to start.
Freecash partners with brands that pay everyday users to test apps, play games, and complete short online offers. Instead of running more ads, these companies reward users directly for their time.
After signing up, you will see a steady stream of offers with different payout levels. Some tasks take just a few minutes, while others pay more if you spend a bit longer. Many people hit $20 the same day by completing a handful of smaller offers or one higher paying game bonus.
Freecash also makes it easy to get your money out. Once you reach the minimum, you can cash out via PayPal, gift cards, or crypto, and withdrawals are typically fast.
🎁 Sign-Up Bonus
💸
Multiple Ways to Earn
Make $20+ with Freecash Surveys & Offers
Freecash offers multiple ways to earn fast cash—complete surveys, watch videos, test apps, and claim offers. Most tasks pay instantly, and you can withdraw to PayPal, crypto, or gift cards once you hit the minimum. Stack multiple earning methods to reach $20+ today.
Start Earning Free Cash
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✓ Instant Payouts
✓ Multiple Earn Methods
✓ PayPal or Crypto
7. Invest in real estate without buying a property
If you want to put your money to work instead of spending it right away, this is an option worth knowing about.
Arrived lets you invest in rental properties without owning or managing a home yourself. You buy shares in real single family rentals and vacation properties, and earn money through rental income and potential long term appreciation.
You do not need a large amount of money to get started, and everything is handled for you. Arrived takes care of finding the properties, managing tenants, and handling maintenance. You simply invest and track your performance online.
This is not a get rich quick play, but it can be a smart move if you want your extra cash working in the background instead of sitting idle.
🏠 Rental Income
🏡
Own Rental Properties
Invest in Real Rental Homes for Just $100
Ready to turn your earnings into real estate? Arrived lets you buy shares in actual rental properties starting at $100. Earn passive rental income and potential appreciation on single-family homes—without being a landlord. Build a diversified real estate portfolio one property at a time.
Browse Properties
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✓ Start with $100
✓ Rental Income
✓ No Landlord Work
Start with Branded—Then Stack Your Earnings
If you read this whole article and still haven’t clicked anything, I get it—choice paralysis is real when you just need money fast.
Here’s what I’d do if I needed $20 today: Start with Branded because it shows you the exact payout upfront. Pick a $10-15 offer, complete it, then grab another one. You’ll hit $20+ in a couple hours.
If you like gaming, Solitaire Cash or Blitz Win Cash are fun ways to earn while playing. If you want variety, Freecash lets you mix surveys, videos, and offers.
The bottom line: Every method on this list works. I’ve tested them all personally, and our 100K+ member community uses them daily. The only way you don’t make $20 today is if you don’t start.
Pick one. Click it. Get your $20. You can thank me later.
What to Do After You Make Your First $20
Once you’ve got that quick cash, think about what’s next. If you’re constantly scrambling for money, it might be time to:
But first—go get that $20. Everything else can wait.